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Oscar Health Silver Classic CSR 200 is a 2026 Texas individual and family marketplace health insurance option intended for applicants who qualify for the corresponding cost-sharing reduction variation. The official 2026 Texas plan grid lists a $0 individual and family medical deductible and an out-of-pocket maximum of $3,150 for an individual and $6,300 for a family. Covered preventive care is listed at $0. The plan includes benefits governed by its official schedule, network rules and applicable coverage requirements. Actual availability and benefits must be checked against the applicant’s service area, eligibility and official Summary of Benefits and Coverage.
$0 medical deductible; $3,150 individual out-of-pocket maximum
The key distinction of a CSR 200 variation is reduced member cost-sharing for eligible marketplace enrollees. The official 2026 Texas plan grid lists a $0 medical deductible and a $3,150 individual / $6,300 family out-of-pocket maximum. The published prescription schedule lists $3 for preferred generic Tier 1a, $25 for non-preferred generic Tier 1b and $75 for preferred brand Tier 2. Higher drug tiers may involve percentage-based cost sharing. Confirm exact service costs, formulary status, network participation and eligibility in the applicable official plan documents before enrolling.
Oscar Health
Key Insights
Founded
2012
Oscar Health was established 14 years ago and has built strong credibility over time, backed by its long-standing presence in the market.
Claims Experience
0% CSR, calculated as a 3-year average
Oscar Health settles 0% of all claims it receives.
Network Hospitals
60,000+ Providers
Oscar Health has a network of 60,000+ Providers hospitals, ensuring wide accessibility and convenience for policyholders.
The official 2026 Texas plan grid lists a $0 individual and $0 family medical deductible.
Review service-specific benefit rules in the official plan documents.
The listed maximum is $3,150 per individual and $6,300 per family for covered expenses subject to plan terms.
Premiums and expenses excluded by the plan rules are not necessarily counted toward this limit.
The official plan grid lists $0 preventive care for covered preventive services.
Applicable preventive-care criteria and coverage rules apply.
The published 2026 grid lists a $3 member cost for preferred generic Tier 1a drugs.
Check the current formulary and pharmacy requirements.
The published 2026 grid lists a $25 member cost for non-preferred generic Tier 1b drugs.
The drug formulary determines the tier assigned to each medicine.
Oscar-related supplemental-plan information lists dental options, including options with vision coverage, and a dental, vision and hearing option for eligible members.
Separate supplemental coverage; confirm current Texas availability, eligibility, benefits, exclusions and price before purchase.
A separately offered accident plan may provide additional financial benefits for covered accidental injuries, subject to its own policy terms.
Service-specific coverage rules, network restrictions, prior authorization and medical-necessity requirements may apply. Refer to the official plan documents.
Conditions or treatments that the policy clearly says it will not cover.
Insurer
Oscar Health plans and claim process
It is a 2026 Texas individual and family marketplace health plan variation associated with the CSR 200 cost-sharing level. Eligibility and exact benefits must be confirmed using official plan documents.
The official 2026 Texas plan grid lists a $0 individual and $0 family medical deductible.
The official plan grid lists $3,150 for an individual. Refer to the policy for expenses that count toward this limit.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Ratings and figures are based on publicly available company disclosures and state insurance department filings. Finzony is not an insurance broker or agent. Verify all details on the official Oscar Health website before purchasing.
Contact Details
1-855-672-2788
Headquarters: 75 Varick Street, 5th Floor, New York, NY 10013, United States
Official Website
hioscar.com
Visit the official Oscar Health website for plan brochures, premium quotes and policy services.
The aforementioned ratios have been averaged over three years (FY24-FY26)
Not a benefit automatically included in this Oscar medical plan. Confirm availability and the exact benefit schedule.
A separately offered supplemental product is listed for additional financial support related to specified serious conditions.
Separate policy and eligibility requirements apply. Do not assume it pays every medical bill or covers every diagnosis.
Supplemental life insurance is listed among the optional products offered through Oscar-related supplemental-plan information.
Separate life insurance product; verify current availability, underwriting and policy terms.
The official plan grid lists $6,300 for a family.
The plan grid lists $0 preventive care for covered preventive services. Applicable coverage rules still apply.
The published 2026 grid lists $3 for preferred generic Tier 1a prescriptions. Check the current formulary.
The published grid lists $25 for non-preferred generic Tier 1b prescriptions.
The published grid lists $75 for preferred brand Tier 2 prescriptions. Confirm the medicine’s tier in the current formulary.
Specialist services are governed by the benefit schedule and network rules. Check the official Summary of Benefits and Coverage for the exact member cost.
No. Cost-sharing reduction variations have marketplace eligibility requirements. Confirm eligibility and the correct plan variation during enrollment.
There is no single premium for all applicants. The price depends on factors including location, age, household details and applicable financial assistance.
Review the official Oscar 2026 Texas plan grid and the specific Summary of Benefits and Coverage for the plan available in your area.