1. Eligibility
You must be at least 18 years old, or the legal age of majority in your jurisdiction, to use this Platform. By using the Platform, you represent that you meet all legal requirements to enter into a binding contract.
2. Nature of Our Services
Finzony provides financial calculators, investment tools, credit card comparison tools, budgeting tools, educational content, and market information strictly for informational and educational purposes. Finzony is not a registered financial advisor, broker, dealer, analyst, or portfolio manager unless explicitly stated for your region.
- Information on the Platform should not be interpreted as financial, investment, tax, or legal advice.
- You should consult a licensed professional before making financial decisions.
- Past performance is not indicative of future results.
3. User Responsibilities
4. Account Registration
Creating an account may be required to access certain features. You are responsible for maintaining account security. Finzony is not liable for losses resulting from unauthorized use of your account.
5. Financial Tools & Calculators
Our calculators and estimators provide approximate results for educational purposes. They rely on formulas, public benchmarks, and user inputs. Actual values may vary based on market conditions, interest rates, taxes, regulations, or institutional policies.
Finzony is not responsible for errors arising from inaccurate inputs, outdated data, or misinterpretation of calculator results.
6. Market Data, Articles & Educational Content
Market data, blogs, guides, and educational content available on the Platform are for informational use only. Although we strive for accuracy, Finzony does not guarantee completeness, reliability, or timeliness of the information.
7. Third-Party Services and Affiliate Links
Finzony may feature links to third-party financial institutions, banks, credit card providers, insurance partners, or affiliates. These are provided for convenience and monetization purposes.
- Finzony does not control or endorse third-party services.
- Any purchase, signup, or application with third-party providers is governed by their terms.
- Finzony is not liable for issues arising from external services.
8. Payments, Subscriptions & Refunds
Certain tools or premium content may require payment. All payments are processed securely through trusted payment gateways. Refunds for digital services, where applicable, are governed by our Refund Policy. Some purchases may be non-refundable depending on the nature of the service and jurisdiction.
9. Intellectual Property Rights
10. Prohibited Activities
- Using the Platform for fraud, market manipulation, or illegal activities.
- Scraping, crawling, or harvesting data without permission.
- Reverse engineering or bypassing security systems.
- Uploading harmful code, malware, scripts, or viruses.
11. Limitation of Liability
To the fullest extent permitted by law, Finzony and its affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of:
- Use or inability to use the Platform.
- Errors or inaccuracies in content or calculators.
- Third-party services or financial decisions taken by you.
- Loss of data, revenue, profits, or investment value.
12. Indemnification
You agree to indemnify and hold harmless Finzony, its employees, directors, and partners from any claims, losses, damages, liabilities, or expenses arising out of your misuse of the Platform or violation of these Terms.
13. Data Protection & Privacy
Your data is handled according to our Privacy Policy, compliant with GDPR, CCPA, the DPDP Act, and other applicable global standards. By using the Platform, you consent to our data practices.
14. Suspension & Termination
Finzony may suspend or terminate your access to the Platform for violations of these Terms, fraudulent activity, or misuse of services. You may stop using the Platform at any time.
15. Changes to Terms
Finzony reserves the right to update or modify these Terms at any time. Updated versions will be posted on this page. Continued use of the Platform constitutes acceptance of the new Terms.
16. Severability
If any provision of these Terms is held to be unenforceable or invalid, that provision will be interpreted to best accomplish its intended purpose while the remaining provisions remain in full force.
17. Entire Agreement
These Terms, together with any policies referenced on the Platform, constitute the entire agreement between you and Finzony regarding use of the Service.
18. Governing Law & Jurisdiction
These Terms are governed by applicable laws. Disputes will be resolved under the user's primary jurisdiction unless otherwise required by law.
19. Contact Us
For questions regarding these Terms, email us at support@finzony.com.
support@finzony.com