Disclaimer

1. No Financial, Investment, Legal, or Tax Advice

All information, tools, calculators, insights, and educational materials provided on the Platform are for general informational and educational purposes only. Finzony is NOT a registered investment advisor, broker-dealer, financial planner, or tax consultant under the SEC, FINRA, IRS, or any applicable US federal or state regulatory body.

2. Accuracy, Completeness, and Timeliness

Although We strive to provide accurate and up-to-date information, Finzony does not guarantee the correctness, completeness, or reliability of any content, market data, calculators, or tools on the Platform. US financial markets and federal/state regulations change frequently, and results may vary significantly.

Finzony shall not be responsible for any errors, omissions, delays, or actions taken based on information provided on the Platform.

3. Calculators, Simulations & Estimates

All calculators, financial tools, estimators, and projections on the Platform generate approximate outputs based on mathematical formulas, publicly available US benchmarks, user inputs, and other assumptions. These results:

• Are estimates only and not guaranteed outcomes
• May not reflect actual US market conditions, institutional policies, or individual financial circumstances
• Should not be used as the sole basis for any financial decision

4. Market Data & Third-Party Content

Some content and market information may be sourced from third-party providers such as financial data APIs, partner institutions, or open data sources. Finzony does not verify, endorse, or guarantee such third-party information.

• US market prices and data may be delayed, incomplete, or inaccurate.
• Third-party websites, apps, or linked resources are not controlled by Finzony.
• Use of third-party services is at Your own discretion and risk.

5. No Endorsement or Warranty

Finzony does not endorse or recommend any specific financial product, stock, ETF, mutual fund, credit card, loan, bank, or investment strategy. All information is presented strictly for educational and comparison purposes.

6. Financial Risks & User Responsibility

Financial and investment activities involve substantial risk of loss. Past performance does not guarantee future results. You understand and agree that:

• You are solely responsible for Your financial decisions and their outcomes.
• Finzony is not responsible for any gains, losses, or financial consequences resulting from use of the Platform.
• You must perform Your own due diligence or consult licensed professionals before acting on any information.

7. Affiliate Partnerships & Monetization Disclosure

In compliance with FTC guidelines (16 CFR Part 255), Finzony discloses that it may earn commissions or referral fees when You click certain links or apply for financial products such as credit cards, loans, or banking services. These affiliate relationships do not influence our rankings, reviews, or editorial recommendations.

8. Limitation of Liability

To the fullest extent permitted by applicable US law, Finzony, its directors, officers, employees, or partners shall not be liable for any losses, damages, or claims arising from:

• Use or inability to use the Platform
• Errors or inaccuracies in content, data, or calculators
• Financial decisions based on Platform information
• Third-party services, APIs, or external websites
• Loss of profits, income, data, investments, or goodwill

9. User Responsibility

By using the Platform, You acknowledge that all risks associated with financial decisions and market conditions are solely Yours. Finzony shall not be held responsible for any consequences arising from Your use of the Platform or actions taken based on Platform content.