1. What Are Cookies?
Cookies are small text files that are placed on Your device (computer, mobile, tablet) when You visit a website. They help websites function properly, enhance performance, remember preferences, and analyze user behavior. Cookies may also be used for marketing, personalization, and fraud prevention.
2. Types of Cookies We Use
Strictly Necessary Cookies
Essential for the Platform to function. These cookies cannot be disabled in our systems. They do not store personally identifiable information.
Performance & Analytics Cookies
Used to understand how visitors interact with the Platform. These help us improve content, tools, speed, and performance.
Functional Cookies
Enable enhanced features and personalization, such as remembering Your region, calculator preferences, or dark/light mode.
Advertising & Marketing Cookies
Used to deliver relevant ads or measure the effectiveness of our marketing campaigns. These may track visitors across websites.
Third-Party Cookies
Set by partners providing analytics, embedded widgets, financial institutions, bank comparison APIs, or affiliate networks.
3. How We Use Cookies
- To operate and secure the Platform
- To authenticate Your session and prevent fraud
- To remember Your region, preferences, and settings
- To improve calculator accuracy and user experience
- To analyze platform performance and traffic patterns
- To deliver optimized content and financial recommendations
- To run marketing and affiliate programs responsibly
4. Legal Basis for Using Cookies (GDPR)
Under GDPR, we rely on the following legal bases for using cookies:
- Consent: For analytics, marketing, and non-essential cookies.
- Legitimate Interest: For security, load balancing, fraud detection, and strictly necessary cookies needed for the Platform to function.
You may withdraw or modify Your consent at any time.
5. Your Cookie Choices & Consent Management
Finzony uses a cookie consent banner that allows You to:
Your consent preferences are stored securely in your browser's local storage.
6. Third-Party Tracking Technologies
We may use third-party analytics, performance and advertising technologies. These partners may collect usage data, device identifiers, and browsing behavior as per their privacy policies. We recommend reviewing their individual policies for more details.
7. Managing Cookies Through Your Browser
You may control, delete, block, or disable cookies directly through your browser settings. Blocking some cookies may impact the functionality of the Platform.
8. Cookie Duration
- • Session Cookies: Deleted when You close the browser.
- • Persistent Cookies: Stored for a defined period or until You delete them.
10. International Data Transfers
Your cookie data may be processed outside Your home country. Where required by GDPR, we implement Standard Contractual Clauses (SCCs), encryption, and other protective safeguards.
9. California Users (CCPA/CPRA)
- You may opt-out of the 'sale' or 'sharing' of personal information.
- You may request details on categories of data collected.
- You may request deletion of Your personal information.
Finzony does not sell personal information for monetary value.
11. Updates to This Cookie Policy
We may update this Cookie Policy from time to time. Any changes will be posted on this page with an updated 'Last Updated' date.
12. Contact Us
If You have any questions about this Cookie Policy or Your data rights, please email us at privacy@finzony.com or support@finzony.com.