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Oscar Health Silver Classic CSR 150 is a 2026 Texas individual and family Silver health insurance plan with an EPO network and a cost-sharing reduction variant. The 2026 plan grid lists a $0 individual and family medical deductible and a $1,900 individual / $3,800 family out-of-pocket maximum. Eligible in-network preventive care is covered at no charge. The plan grid lists $0 for Tier 1a preferred generic prescriptions, $5 for Tier 1b non-preferred generic prescriptions, and $15 for Tier 2 preferred brand prescriptions. It also lists 20% coinsurance for advanced imaging and inpatient and outpatient facility fees. Premiums vary by location and applicant circumstances and are provided separately.
$0 individual and family deductible; $1,900 individual out-of-pocket maximum; $0 Tier 1a generic prescriptions
The CSR 150 variant is designed for eligible marketplace enrollees who qualify for the enhanced cost-sharing reduction level. Its $0 deductible and lower out-of-pocket maximum can reduce member costs for covered in-network services compared with the standard Silver variant. However, copays and coinsurance still apply, and the plan uses an EPO network, so members should verify network participation and review the full Summary of Benefits and Coverage. Cost-sharing reduction eligibility is determined through the marketplace based on the household’s circumstances; the plan name alone does not establish eligibility.
Oscar Health
Key Insights
Founded
2012
Oscar Health was established 14 years ago and has built strong credibility over time, backed by its long-standing presence in the market.
Claims Experience
0% CSR, calculated as a 3-year average
Oscar Health settles 0% of all claims it receives.
Network Hospitals
60,000+ Providers
Oscar Health has a network of 60,000+ Providers hospitals, ensuring wide accessibility and convenience for policyholders.
The 2026 Texas plan grid lists a $0 individual deductible and a $0 family deductible for Silver Classic CSR 150.
Other copays, coinsurance and coverage rules still apply.
The plan grid lists a $1,900 individual out-of-pocket maximum and a $3,800 family maximum.
Premiums and non-covered services do not count toward the out-of-pocket maximum.
Eligible in-network preventive care is listed as covered at no charge.
Additional diagnostic or non-preventive services may have cost sharing.
The 2026 plan grid lists a $0 copay for Tier 1a preferred generic prescriptions.
The plan formulary and pharmacy network determine which medicines fall into each tier.
The plan grid lists a $5 copay for Tier 1b non-preferred generic prescriptions and a $15 copay for Tier 2 preferred brand prescriptions.
Check the formulary for drug tier, restrictions and applicable supply limits.
Oscar-related supplemental-plan information lists dental options, including options with vision coverage, and a dental, vision and hearing option for eligible members.
Separate supplemental coverage; confirm current Texas availability, eligibility, benefits, exclusions and price before purchase.
A separately offered accident plan may provide additional financial benefits for covered accidental injuries, subject to its own policy terms.
Conditions or treatments that the policy clearly says it will not cover.
Insurer
Oscar Health plans and claim process
It is a 2026 Texas individual and family Silver plan with an EPO network and a cost-sharing reduction variant. Confirm availability and eligibility with Oscar Health and HealthCare.gov.
The 2026 Texas plan grid lists a $0 individual deductible for this variant.
The 2026 Texas plan grid lists a $0 family deductible for this variant.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Ratings and figures are based on publicly available company disclosures and state insurance department filings. Finzony is not an insurance broker or agent. Verify all details on the official Oscar Health website before purchasing.
Contact Details
1-855-672-2788
Headquarters: 75 Varick Street, 5th Floor, New York, NY 10013, United States
Official Website
hioscar.com
Visit the official Oscar Health website for plan brochures, premium quotes and policy services.
The aforementioned ratios have been averaged over three years (FY24-FY26)
Not a benefit automatically included in this Oscar medical plan. Confirm availability and the exact benefit schedule.
A separately offered supplemental product is listed for additional financial support related to specified serious conditions.
Separate policy and eligibility requirements apply. Do not assume it pays every medical bill or covers every diagnosis.
Supplemental life insurance is listed among the optional products offered through Oscar-related supplemental-plan information.
Separate life insurance product; verify current availability, underwriting and policy terms.
The listed maximum is $1,900 for an individual and $3,800 for a family. Premiums and non-covered services are excluded.
Eligible in-network preventive care is listed as covered at no charge under the plan terms.
The plan grid lists a $0 copay for Tier 1a preferred generic prescriptions.
The plan grid lists a $5 copay for Tier 1b non-preferred generic prescriptions.
The plan grid lists a $15 copay for Tier 2 preferred brand prescriptions.
The plan grid lists 20% coinsurance for MRIs and advanced imaging. Review the full SBC for service-specific rules.
The plan grid lists 20% coinsurance for inpatient and outpatient facility fees. Other service-specific requirements may apply.
Cost-sharing reduction variants are generally available to eligible marketplace enrollees who meet applicable income and enrollment requirements. Confirm your eligibility through HealthCare.gov.
Premium information is provided separately. The actual premium depends on location, age, household details and applicable financial assistance.