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Technology-driven health insurer focused on ACA Marketplace plans with digital healthcare tools.
Oscar Health combines modern technology with health insurance by offering virtual care, easy-to-use mobile apps and ACA Marketplace plans designed for individuals and families.
3 plans available — compare coverage, premium, and key features.
$0 virtual urgent care visits and easy mobile claims
Key Features
Lowest premium Oscar plan — HSA eligible for tax-free savings
Lowest deductibles and copays in Oscar's plan lineup
Step-by-step claim process for Oscar Health.
Visit an in-network healthcare provider and receive eligible medical treatment.
The healthcare provider or policyholder submits the claim with the required medical documentation.
The insurer reviews coverage, verifies policy benefits and processes the submitted claim.
After approval, the insurer pays the healthcare provider directly or reimburses the policyholder according to policy terms.
Oscar Health is ideal for tech-savvy customers who value virtual care, digital tools and simplified health insurance management.
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Oscar built its platform from scratch with a focus on mobile-first care. Members manage everything through the Oscar app including virtual visits and claims.
Oscar operates in select states including New York, California, Texas, Florida, Ohio and others. Availability expands each year.
Yes, Oscar offers Bronze HSA plans that are compatible with Health Savings Accounts for tax-free medical expense savings.
Oscar rewards members with Amazon gift cards for hitting daily step goals tracked through the Oscar app or a connected fitness device.
Yes, Oscar provides a highly rated mobile app for booking virtual visits, tracking claims, and managing prescriptions.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Ratings and figures are based on publicly available company disclosures and state insurance department filings. Finzony is not an insurance broker or agent. Verify all details on the official Oscar Health website before purchasing.
Key Features
Key Features