1. Purpose of This Disclosure
This disclosure is provided to comply with global advertising and affiliate marketing standards, including the FTC (United States), CCPA/CPRA (California), SEBI advertisement guidelines (India), ASA (UK), GDPR transparency principles, and other international fairness requirements.
2. What Are Affiliate Links?
Some links on our Platform may be affiliate links. This means that when You click on a link or apply for a financial product (such as a credit card, loan, insurance plan, investment service, or banking account), Finzony may earn a referral commission or fee from the partner without any additional cost to You.
3. How Affiliate Partnerships Work
- Banks, financial institutions, and partners may compensate Finzony when users click on offers or complete an application.
- These compensations may influence the placement of products on certain pages, such as âTop Credit Cardsâ or âRecommended Loansâ, but they DO NOT affect our editorial independence.
- All reviews and rankings are based on objective criteria, including fees, benefits, rewards, APR, features, and user suitability.
Finzony does not allow partners to influence our opinions, scores, or comparison methodologies.
4. Editorial Independence
Finzony maintains a strict editorial firewall. Our writers, researchers, and analysts operate independently from our commercial team. Affiliate partnerships do NOT affect:
5. No Professional Financial Advice
Affiliate participation does not mean endorsement. Finzony is not a financial advisor or investment manager unless explicitly stated for a region. Information provided is for education and comparison only.
7. No Guarantee of Approval
Finzony does not approve, deny, or influence Your eligibility for any financial product. Final decisions are made solely by the issuing bank or institution.
Your approval chances depend on Your credit profile, financial history, income, region, and regulatory requirements.
6. How We Select and Rank Products
Our comparison pages use objective and measurable criteria, which may include:
8. Involvement of Affiliate Partners
Affiliate partners may provide updated product information (fees, offers, APRs, eligibility). However, they DO NOT control Finzonyâs editorial verdicts, rankings, or recommendations.
9. We Do Not Sell Personal Information
Finzony does not sell, rent, or trade Your personal information to affiliate partners. For California users, Finzony complies with CCPA/CPRA and provides a âDo Not Sell My Personal Informationâ mechanism where required.
10. Our Commitment to Transparency
We believe users deserve complete transparency regarding monetization. Therefore, affiliate disclosures appear clearly on relevant pages including calculators, credit card comparisons, loan comparison pages, and product reviews.
11. Updates to This Affiliate Disclosure
We may update this Affiliate Disclosure periodically to reflect changes in regulations, partnerships, or internal processes. Continued use of the Platform indicates Your acceptance of the latest version.
12. Contact Us
If You have questions regarding this Affiliate Disclosure or our partnerships, please contact us at support@finzony.com.