1. Purpose of This Disclosure
The FTC requires that websites disclose any material connection between a content publisher and a brand, product, or service being discussed. This page explains how Finzony earns revenue through affiliate partnerships and how that relationship may — or may not — affect the content You see on this Platform.
2. What Are Affiliate Links?
Some links on our Platform may be affiliate links. This means that when You click on a link or apply for a financial product (such as a credit card, personal loan, savings account, insurance plan, or investment service), Finzony may earn a referral commission or fee from the partner at no additional cost to You.
3. How Affiliate Partnerships Work
- US banks, credit card issuers, financial institutions, and fintech companies may compensate Finzony when users click offers or complete an application.
- These compensations may influence the placement of products on certain pages such as Top Credit Cards or Best Savings Accounts, but they DO NOT affect our editorial independence or scoring methodology.
- All reviews and rankings are based on objective criteria including fees, APR, rewards, benefits, eligibility requirements, and user suitability.
Finzony does not allow affiliate partners to influence our editorial opinions, product scores, or comparison methodologies.
4. Editorial Independence
Finzony maintains a strict editorial firewall between our content team and our commercial partnerships team. Affiliate relationships DO NOT affect:
5. No Professional Financial Advice
Affiliate participation does not imply endorsement of any financial product. Finzony is not a registered investment advisor, financial planner, or broker-dealer under SEC or FINRA regulations. All information is for education and comparison only. Consult a licensed professional for personalized advice.
7. No Guarantee of Approval
Finzony does not approve, deny, or influence Your eligibility for any US financial product. Final credit and account decisions are made solely by the issuing bank, credit union, or financial institution.
Your approval chances depend on Your credit score, income, debt-to-income ratio, state of residence, and the issuer's proprietary underwriting criteria.
6. How We Select and Rank Products
Our comparison pages use objective and measurable criteria including:
8. Involvement of Affiliate Partners
Affiliate partners may provide updated product information such as current APRs, promotional offers, and eligibility requirements. However, they DO NOT control Finzony's editorial verdicts, star ratings, rankings, or any content on the Platform.
9. We Do Not Sell Personal Information
Finzony does not sell, rent, or trade Your personal information to affiliate partners. We comply with CCPA and CPRA requirements. California residents may exercise their right to opt-out of any future sharing by visiting our Do Not Sell My Personal Information page.
10. Our Commitment to Transparency
We believe US consumers deserve complete transparency regarding how financial content websites earn money. Therefore, affiliate disclosures appear clearly on all relevant pages including calculator results, credit card comparisons, loan comparison pages, and product reviews. If a page earns affiliate revenue, it is disclosed.
11. Updates to This Affiliate Disclosure
We may update this Affiliate Disclosure periodically to reflect changes in FTC regulations, partnership structures, or internal processes. Continued use of the Platform constitutes acceptance of the latest version.
12. Contact Us
If You have questions regarding this Affiliate Disclosure, our partnerships, or how we earn revenue, please contact us at support@finzony.com.