Yes, the listed Ohio Marketplace option is an HMO. Check Molina's current provider directory and policy for network and referral requirements.

How much does urgent care cost?

The 2026 Ohio benefits brochure lists a $60 urgent-care copay. Confirm the current benefit document and any applicable service rules.

Are prescription drugs covered?

The brochure lists $15 for preferred generic drugs and no charge for eligible preventive drugs. The formulary determines which medicines are covered and what rules apply.

Molina Silver Core 70 Ohio Health Insurance Plan 2026

Molina Silver Core 70 Overview

Molina Silver Core 70 is a Silver-tier HMO Marketplace health insurance option listed in Molina Healthcare of Ohio's 2026 benefits brochure. Members generally need to use the plan's participating provider network and follow applicable referral and authorization rules. Coverage and member costs depend on the official policy documents and the services received.

2026 Ohio Marketplace plan with defined deductible and out-of-pocket limits.

Expert Review of Molina Silver Core 70

The 2026 Ohio benefits brochure lists a $6,000 individual deductible and a $10,150 individual out-of-pocket maximum for Molina Silver Core 70. These limits help describe potential member costs, but they do not mean every service is free after the deductible. Review the official Summary of Benefits and Coverage and provider directory before enrolling.

Pros

The 2026 plan brochure publishes clear individual deductible and out-of-pocket limits.
The listed urgent-care cost is a fixed $60 member payment.
The brochure lists no charge for eligible preventive prescription drugs.

Cons

The $6,000 individual deductible can leave members paying substantial costs before deductible-based benefits apply.
Emergency room care is listed at 45% coinsurance after the deductible.
HMO network and service rules can limit where members receive in-network care.

About Molina Healthcare (Insurer Profile)

Molina Healthcare

Key Insights

Founded

1980

Molina Healthcare was established 46 years ago and has built strong credibility over time, backed by its long-standing presence in the market.

Claims Experience

0% CSR, calculated as a 3-year average

Molina Healthcare settles 0% of all claims it receives.

Network Hospitals

5.5 million members

Molina Healthcare has a network of 5.5 million members hospitals, ensuring wide accessibility and convenience for policyholders.

Molina Silver Core 70 Features and Benefits

Annual deductible

The individual medical deductible is $6,000 under the 2026 Ohio benefits brochure.

Individual amount; family deductible rules may differ.

Out-of-pocket maximum

The individual out-of-pocket maximum is $10,150 for the listed 2026 plan.

Applicable covered in-network cost-sharing counts toward the plan limit under policy rules.

Emergency room services

The brochure lists 45% coinsurance after the deductible.

Review the policy for emergency-care rules and applicable cost-sharing.

Urgent care

The brochure lists a $60 member cost for urgent care services.

Confirm service and network rules in the official benefit documents.

Preferred generic prescriptions

The brochure lists a $15 copay for preferred generic drugs.

Drug formulary and prescription rules apply.

Preventive prescription drugs

The brochure lists no charge for preventive drugs.

Applies to eligible preventive drugs under plan rules.

Waiting Periods in Molina Silver Core 70

Service-specific limits, exclusions and authorization requirements may apply. Check the official 2026 plan documents.

What Molina Silver Core 70 Does Not Cover (Exclusions)

Conditions or treatments that the policy clearly says it will not cover.

Non-covered services and treatments are not payable unless specifically included by the policy.
Out-of-network non-emergency care may not be covered under standard HMO rules, subject to policy exceptions.
Some services may require prior authorization or must meet medical-necessity criteria.

Disclaimer: For illustration purposes only - exact terms are in the policy wording.

What's missing in Molina Silver Core 70

Premiums vary by rating area, age and eligibility for financial assistance; no single statewide premium is guaranteed.
Check the current provider directory to confirm that preferred doctors and hospitals participate.
Confirm prescription coverage and prior-authorization requirements in the current formulary.

Molina Silver Core 70 FAQs

What is the deductible for Molina Silver Core 70?

Molina's 2026 Ohio benefits brochure lists a $6,000 individual deductible. Check the policy documents for family and service-specific rules.

What is the out-of-pocket maximum?

The 2026 Ohio brochure lists a $10,150 individual out-of-pocket maximum. Policy rules determine which covered expenses count toward it.

How much is the monthly premium?

The premium depends on the county, age, household circumstances and any Marketplace financial assistance. Obtain a personalized quote for an accurate amount.