How much is emergency-room facility care?

The listed cost sharing is 50% coinsurance after the deductible.

Is the prescription drug deductible separate?

No. The benefits summary lists the drug deductible as combined with the medical deductible.

How much is the monthly premium?

The premium depends on location, household circumstances and available financial assistance. Obtain a current quote for the applicant.

Molina Bronze Standard Ohio Health Insurance 2026

Q: How much is urgent care?

The official benefits summary lists a $75 urgent-care copay.

Molina Bronze Standard Ohio Health Insurance 2026 | Finzony

Molina Bronze Standard Overview

Molina Bronze Standard is a 2026 individual and family Marketplace health insurance plan offered in Ohio. Molina lists a $7,500 individual deductible and $15,000 family deductible. The out-of-pocket maximum is $10,000 for an individual and $20,000 for a family. The medical and prescription drug deductibles are combined. Urgent-care services have a listed $75 copay, while emergency-room facility services are subject to 50% coinsurance after the deductible. Check the full plan documents for the cost sharing that applies to other services.

2026 Ohio plan with a $7,500 individual deductible and $75 urgent-care copay.

Expert Review of Molina Bronze Standard

This Bronze plan has a high deductible, so members should compare the premium against the costs they may face when using healthcare services. The stated out-of-pocket maximum applies to eligible cost sharing under the policy and does not mean every expense is included. Premiums, non-covered services and certain other charges may be excluded. Confirm provider-network participation and prescription coverage before enrolling.

Pros

The plan has a defined annual out-of-pocket maximum for eligible cost sharing.
A specific urgent-care copay is listed in the official benefits summary.
Preventive services listed by Molina may be available without additional cost when plan conditions are met.

Cons

The $7,500 individual deductible can result in substantial costs before deductible-based benefits apply.
Emergency-room facility services have 50% coinsurance after the deductible.
Medical and prescription drug deductibles are combined.

About Molina Healthcare (Insurer Profile)

Molina Healthcare

Key Insights

Founded

1980

Molina Healthcare was established 46 years ago and has built strong credibility over time, backed by its long-standing presence in the market.

Claims Experience

0% CSR, calculated as a 3-year average

Molina Healthcare settles 0% of all claims it receives.

Network Hospitals

5.5 million members

Molina Healthcare has a network of 5.5 million members hospitals, ensuring wide accessibility and convenience for policyholders.

Molina Bronze Standard Features and Benefits

Individual deductible

$7,500 individual deductible.

Check the plan documents for services subject to the deductible.

Family deductible

$15,000 family deductible.

Refer to the policy for family accumulation rules.

Out-of-pocket maximum

$10,000 individual and $20,000 family.

Applies to eligible covered cost sharing under the plan rules.

Urgent-care services

$75 listed copay.

Confirm that the service and provider are covered and in network.

Emergency-room facility

50% coinsurance after deductible.

Other professional charges may apply.

Prescription drug deductible

Combined with the medical deductible.

Check the formulary for medicine tiers and applicable copays.

What Molina Bronze Standard Does Not Cover (Exclusions)

Conditions or treatments that the policy clearly says it will not cover.

Premiums and non-covered services are not included in the out-of-pocket maximum.

Disclaimer: For illustration purposes only - exact terms are in the policy wording.

What's missing in Molina Bronze Standard

Confirm network participation for preferred doctors, hospitals and pharmacies.
Review prescription formulary tiers and any prior-authorization requirements.
Review the current Summary of Benefits and Coverage for exclusions, prior authorization requirements and service-specific limitations.

Insurer

Molina Healthcare plans and claim process

Molina Bronze Standard FAQs

What is the individual deductible?

Molina lists a $7,500 individual deductible for the 2026 Ohio Bronze Standard plan.

What is the family deductible?

The listed family deductible is $15,000.

What is the out-of-pocket maximum?

The listed maximum is $10,000 for an individual and $20,000 for a family.

How much is urgent care?

Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Ratings and figures are based on publicly available company disclosures and state insurance department filings. Finzony is not an insurance broker or agent. Verify all details on the official Molina Healthcare website before purchasing.