Is the prescription drug deductible separate?

No separate amount is listed; the drug deductible is combined with the medical deductible.

What is the monthly premium?

The premium depends on location, household circumstances and any financial assistance. Obtain a quote for the applicant.

Molina Bronze Saver 7000 Ohio Health Insurance 2026

Q: What does emergency-room facility care cost?

The listed cost sharing is 50% coinsurance after the deductible.

Molina Bronze Saver 7000 Ohio Health Insurance 2026 | Finzony

Molina Bronze Saver 7000 Overview

Molina Bronze Saver 7000 is a 2026 Ohio individual and family Marketplace health plan. The official Molina benefits summary lists a $7,000 individual deductible and $14,000 family deductible, with a $10,200 individual and $20,400 family out-of-pocket maximum. The medical and prescription drug deductibles are combined. Urgent-care services have a listed $125 copay, while emergency-room facility services are subject to 50% coinsurance after the deductible. Check the full Summary of Benefits and Coverage for service-specific terms.

2026 Ohio Marketplace plan with a $7,000 individual deductible and $125 urgent-care copay.

Expert Review of Molina Bronze Saver 7000

This Bronze plan has a relatively high deductible, so members should consider whether they can manage costs before deductible-based benefits apply. The out-of-pocket maximum provides a limit for eligible covered in-network cost sharing, but premiums, non-covered care and certain other charges may not count toward it. Verify provider network participation, prescription coverage and the current plan documents before enrolling.

Pros

The plan has a defined annual in-network out-of-pocket maximum.
The official brochure lists an urgent-care copay.
Preventive services listed by Molina may be available without additional cost when plan conditions are met.

Cons

The $7,000 individual deductible can mean substantial upfront costs.
Emergency-room facility services have 50% coinsurance after the deductible.
Medical and prescription drug deductibles are combined.

About Molina Healthcare (Insurer Profile)

Molina Healthcare

Key Insights

Founded

1980

Molina Healthcare was established 46 years ago and has built strong credibility over time, backed by its long-standing presence in the market.

Claims Experience

0% CSR, calculated as a 3-year average

Molina Healthcare settles 0% of all claims it receives.

Network Hospitals

5.5 million members

Molina Healthcare has a network of 5.5 million members hospitals, ensuring wide accessibility and convenience for policyholders.

Molina Bronze Saver 7000 Features and Benefits

Individual deductible

$7,000 per individual.

Check the full benefit document for services subject to the deductible.

Family deductible

$14,000 per family.

Refer to the policy for individual and family accumulation rules.

Out-of-pocket maximum

$10,200 individual and $20,400 family.

Applies to eligible covered cost sharing under the plan rules.

Urgent-care services

$125 listed copay.

Confirm the service and provider are covered and in network.

Emergency-room facility

50% coinsurance after deductible.

Other professional or service charges may apply.

Prescription drug deductible

Combined with the medical deductible.

Drug tiers, formulary restrictions and copays are defined separately.

What Molina Bronze Saver 7000 Does Not Cover (Exclusions)

Conditions or treatments that the policy clearly says it will not cover.

Premiums and non-covered services do not count toward the out-of-pocket maximum.

Disclaimer: For illustration purposes only - exact terms are in the policy wording.

What's missing in Molina Bronze Saver 7000

Confirm that your preferred doctors, hospitals and pharmacies are in network.
Check the formulary for medicine tiers and prior-authorization requirements.
Review the current Summary of Benefits and Coverage for exclusions, prior authorization requirements and service-specific limitations.

Insurer

Molina Healthcare plans and claim process

Molina Bronze Saver 7000 FAQs

What is the deductible?

The 2026 Ohio brochure lists $7,000 individual and $14,000 family deductibles.

What is the individual out-of-pocket maximum?

The listed individual maximum is $10,200; the family maximum is $20,400.

How much is urgent care?

The brochure lists a $125 urgent-care copay.

What does emergency-room facility care cost?

Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Ratings and figures are based on publicly available company disclosures and state insurance department filings. Finzony is not an insurance broker or agent. Verify all details on the official Molina Healthcare website before purchasing.