How much is urgent care?

The listed urgent-care copay is $100.

How much is specialist care?

The listed specialist cost sharing is $100 after the deductible.

How much is hospital facility care?

Inpatient facility services are listed at 50% coinsurance after the deductible. Professional fees may apply separately.

Molina Bronze Enhanced 3500 Ohio Health Insurance 2026

Q: How much is a primary-care visit?

The listed primary-care copay is $50.

Molina Bronze Enhanced 3500 Ohio Health Insurance 2026 | Finzony

Molina Bronze Enhanced 3500 Overview

Molina Bronze Enhanced 3500 is a 2026 Ohio individual and family Marketplace health insurance plan. The official Molina brochure lists a $3,500 individual deductible and $7,000 family deductible. The out-of-pocket maximum is $9,950 for an individual and $19,900 for a family. Medical and prescription drug deductibles are combined. Primary-care visits have a listed $50 copay, urgent care is $100, and specialist care is $100 after the deductible. Emergency-room and inpatient facility services have 50% coinsurance after the deductible.

2026 Ohio plan with a $3,500 individual deductible and $50 primary-care copay.

Expert Review of Molina Bronze Enhanced 3500

This plan has a lower deductible than Molina Bronze Saver 7000, but members still face substantial cost sharing for hospital and other deductible-based services. Compare the actual monthly premium with expected healthcare use and confirm the plan network, drug formulary and full service-specific benefits before enrolling. Premiums are not determined by the brochure benefit amounts.

Pros

The individual deductible is lower than the $7,000 Bronze Saver 7000 deductible.
Primary-care visits have a listed fixed copay.
The plan has a defined annual out-of-pocket maximum.

Cons

Hospital facility services have 50% coinsurance after the deductible.
Specialist visits are listed at $100 after the deductible.
The medical and prescription drug deductibles are combined.

About Molina Healthcare (Insurer Profile)

Molina Healthcare

Key Insights

Founded

1980

Molina Healthcare was established 46 years ago and has built strong credibility over time, backed by its long-standing presence in the market.

Claims Experience

0% CSR, calculated as a 3-year average

Molina Healthcare settles 0% of all claims it receives.

Network Hospitals

5.5 million members

Molina Healthcare has a network of 5.5 million members hospitals, ensuring wide accessibility and convenience for policyholders.

Molina Bronze Enhanced 3500 Features and Benefits

Individual deductible

$3,500 individual deductible.

Applicable deductible rules depend on the covered service.

Family deductible

$7,000 family deductible.

Check the policy for individual and family accumulation rules.

Out-of-pocket maximum

$9,950 individual and $19,900 family.

Applies to eligible covered cost sharing under the plan rules.

Primary-care visits

$50 listed copay.

Check the full benefits schedule for applicable service rules.

Specialist visits

$100 after deductible.

Confirm that the specialist participates in the plan network.

Hospital facility services

50% coinsurance after deductible for inpatient facility services.

Professional fees may apply separately.

What Molina Bronze Enhanced 3500 Does Not Cover (Exclusions)

Conditions or treatments that the policy clearly says it will not cover.

Premiums and non-covered services are not included in the out-of-pocket maximum.

Disclaimer: For illustration purposes only - exact terms are in the policy wording.

What's missing in Molina Bronze Enhanced 3500

Check whether preferred doctors and hospitals are in network.
Review the prescription formulary and medication cost sharing.
Review the current Summary of Benefits and Coverage for exclusions, prior authorization requirements and service-specific limitations.

Insurer

Molina Healthcare plans and claim process

Molina Bronze Enhanced 3500 FAQs

What is the individual deductible?

The 2026 Ohio brochure lists a $3,500 individual deductible.

What is the family deductible?

The listed family deductible is $7,000.

What is the out-of-pocket maximum?

The listed maximum is $9,950 individual and $19,900 family.

How much is a primary-care visit?

Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Ratings and figures are based on publicly available company disclosures and state insurance department filings. Finzony is not an insurance broker or agent. Verify all details on the official Molina Healthcare website before purchasing.