Loading...
Loading...
Niva Bupa TravelAssure Student Travel is designed for eligible students travelling overseas for education. The official website lists student travel as a separate option, with Basic and other applicable variants subject to current product terms. Depending on the selected cover, benefits may include emergency medical treatment, eligible outpatient treatment, lost travel documents, baggage-related events, travel delays and study-related interruption. The final cover depends on the issued policy schedule, insured period, destination, selected variant and applicable exclusions.
Travel protection designed for students studying overseas
Student travel insurance should be evaluated against the length and purpose of the overseas stay, medical needs, university requirements and the policy limits. Niva Bupa displays a ₹864 sample premium excluding taxes and US$50,000 sum insured for a specified Student Travel Basic scenario: a student aged 12–40 travelling to South and Southeast Asia excluding Malaysia and Singapore for up to one month. This is an illustrative quote, not a universal price or a guarantee that every benefit is included. Before purchase, check the required policy duration, emergency inpatient and outpatient limits, study interruption conditions, pre-existing disease terms, document-loss benefits and university waiver requirements.
Niva Bupa
Key Insights
Founded
2008
Niva Bupa was established 18 years ago and has built strong credibility over time, backed by its long-standing presence in the market.
Claims Experience
97.3% CSR, calculated as a 3-year average
Niva Bupa settles 97.3% of all claims it receives, demonstrating strong credibility.
Contact Details
1800-102-3333
Headquarters: 3rd Floor, Capital Cyberscape, Sector 59, Gurugram, Haryana 122098, India
Eligible emergency hospitalisation expenses during the insured trip, subject to the selected variant.
Check the sum insured, sub-limits, exclusions and eligible treatment conditions.
Eligible outpatient treatment may be available under the applicable student variant.
Confirm whether the chosen variant covers outpatient treatment for illness and accidents and review its limits.
A benefit may be available if the student has to discontinue planned studies due to a qualifying event covered by the policy.
Eligibility, covered events and reimbursement conditions apply.
Eligible expenses for obtaining replacement travel documents may be covered.
Subject to covered circumstances and benefit limits.
A benefit may be payable for qualifying loss of checked-in baggage by the carrier.
Carrier documentation and policy limits apply.
Conditions or treatments that the policy clearly says it will not cover.
Insurer
Niva Bupa plans and claim process
It is a TravelAssure option designed for eligible students travelling abroad. Available benefits depend on the chosen variant and policy schedule.
The official website displays ₹864 excluding taxes for a specified Student Travel Basic scenario for a student aged 12–40 travelling to South and Southeast Asia excluding Malaysia and Singapore for up to one month.
The official page displays US$50,000 alongside the student-travel sample. Confirm the actual sum insured and benefit sub-limits in your quote and policy schedule.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official Niva Bupa website before purchasing.
Official Website
nivabupa.com
Visit the official Niva Bupa website for plan brochures, premium quotes and policy services.
The aforementioned ratios have been averaged over three years (FY24-FY26)
The official sample describes eligibility for students aged 12–40. Check the current policy wording and variant for the eligibility that applies to your application.
Eligible emergency medical treatment may be covered, subject to the selected variant, limits, exclusions and policy conditions.
Outpatient treatment may be covered under the applicable variant. Confirm the benefit, eligible treatment and monetary limit in the policy documents.
The insurer lists a study interruption benefit. Payment depends on the event being covered and the policy conditions being satisfied.
Do not assume it is included automatically. The insurer lists a pre-existing disease cover option; verify its selection, scope and exclusions in your policy.
Niva Bupa describes student travel durations from one month up to three years in its broader product information. Choose the appropriate duration and confirm the available variant and quote.
Requirements differ between institutions and countries. Compare the university requirements with the policy wording, medical limits and required benefits before purchasing.