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Niva Bupa TravelAssure Cruise & Adventure is a specialised travel insurance option for eligible travellers taking cruise holidays or participating in covered adventure activities. The insurer highlights benefits related to adventure sports, physiotherapy following an accident or illness, sports-equipment rental in qualifying loss situations, missed connections and cruise-related disruptions. Other travel and medical benefits depend on the selected variant and policy schedule. The exact activities covered, benefit limits, exclusions and claim requirements must be checked in the current policy wording.
Specialised travel protection for cruise journeys and eligible adventure activities
This option may suit travellers whose itinerary includes a cruise or eligible adventure activities, but the name alone should not be treated as confirmation that every sport or cruise disruption is covered. Niva Bupa displays a ₹296 sample premium excluding taxes and US$50,000 sum insured for a specific one-day Cruise & Adventures scenario for a traveller aged 0–40 travelling to Africa excluding South Africa and Mauritius. This is an illustrative quote, not a universal price. Before purchasing, verify the permitted activities, medical cover, emergency evacuation, cruise interruption conditions, missed-connection rules, sports equipment benefits and applicable sub-limits.
Niva Bupa
Key Insights
Founded
2008
Niva Bupa was established 18 years ago and has built strong credibility over time, backed by its long-standing presence in the market.
Claims Experience
97.3% CSR, calculated as a 3-year average
Niva Bupa settles 97.3% of all claims it receives, demonstrating strong credibility.
Contact Details
1800-102-3333
Headquarters: 3rd Floor, Capital Cyberscape, Sector 59, Gurugram, Haryana 122098, India
Cover for eligible claims arising from participation in adventure sports where the activity is permitted by the policy.
Check the covered activity list, exclusions and any activity-specific conditions before participating.
A benefit may apply when an insured traveller misses a scheduled cruise port departure due to a covered event.
Covered circumstances and benefit limits apply.
Eligible unused excursion costs may be covered when illness prevents participation and the policy conditions are satisfied.
Medical evidence and applicable policy terms may be required.
Eligible additional travel costs to rejoin a cruise after hospital treatment may be covered.
Subject to the covered event, medical circumstances and benefit limit.
The insurer lists physiotherapy following an accident or illness as a feature of this specialised option.
Confirm the eligible treatment, referral requirements and monetary limit in the policy wording.
Conditions or treatments that the policy clearly says it will not cover.
Insurer
Niva Bupa plans and claim process
It is a specialised TravelAssure option intended for eligible cruise travellers and people participating in covered adventure activities. Benefits depend on the selected variant and policy schedule.
Niva Bupa displays ₹296 excluding taxes for a specific one-day trip scenario for a traveller aged 0–40 travelling to Africa excluding South Africa and Mauritius. Your actual quote may differ.
The official page displays US$50,000 alongside the sample. Confirm the sum insured and individual benefit limits in your quote and policy schedule.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official Niva Bupa website before purchasing.
Official Website
nivabupa.com
Visit the official Niva Bupa website for plan brochures, premium quotes and policy services.
The aforementioned ratios have been averaged over three years (FY24-FY26)
The insurer lists adventure-sports cover. Check the current policy wording to confirm that your particular activity and circumstances are covered.
No. Do not assume every activity is included. Review the permitted activities, restrictions and exclusions before taking part.
A cruise-related benefit is listed for qualifying missed port departures. Payment depends on the circumstances and policy conditions.
Eligible unused excursion costs due to a covered illness may qualify, subject to the policy wording and applicable limits.
The official product page lists a benefit for renting sports equipment in qualifying loss situations. Check the exact trigger and reimbursement limit.
Physiotherapy following an accident or illness is listed as a feature. Confirm eligible treatment, conditions and limits in the current policy wording.
No. The displayed amount is an illustrative price for a particular traveller, destination and trip duration. Request a quote for your actual itinerary.