Does the plan cover emergency medical treatment abroad?

Eligible emergency medical treatment may be covered under the selected variant, subject to its limits, exclusions and policy conditions.

Is baggage loss covered?

The TravelAssure website lists a benefit for qualifying checked-in baggage loss. The applicable conditions, documentation requirements and payout limit should be checked in the policy wording.

Is passport loss covered?

The insurer lists assistance with eligible passport replacement expenses. Payment depends on the circumstances and the applicable benefit limits.

Is the sample premium valid for every destination?

No. The displayed ₹121 figure is tied to a specific example and excludes taxes. Get a quote for your destination, travel dates and traveller details.

Are all travel benefits automatically included?

No. Benefits can vary by selected variant. Review the quote, policy schedule and wording to confirm which benefits are included.

Niva Bupa TravelAssure Individual Travel Insurance Review

TravelAssure - Individual Trip Overview

Niva Bupa TravelAssure Individual Trip is designed for solo travellers taking an international journey. Depending on the selected variant and policy schedule, benefits may include emergency medical treatment, medical evacuation, trip disruption assistance, checked-in baggage loss, passport-related expenses and other covered travel emergencies. Coverage limits, deductibles, exclusions and eligibility must be checked against the policy schedule and applicable wording.

Travel protection for individual international travellers

Expert Review of TravelAssure - Individual Trip

TravelAssure offers a single-trip option for individuals who want medical and travel-related protection while travelling abroad. Niva Bupa displays a US$50,000 sum insured and a ₹121 sample premium for a specific one-day trip scenario, excluding taxes. These figures are illustrative, not universal prices or guaranteed limits for every destination or variant. Before purchasing, compare the selected variant, geographical area, trip dates, medical cover, baggage benefits, exclusions and claim requirements. Only benefits stated in the issued policy schedule should be treated as covered.

Pros

An individual-trip option designed for solo international travellers.
The insurer lists medical and travel-disruption benefits under TravelAssure.
A sample premium and sum insured are displayed on the official website for a specified scenario.
Different TravelAssure options are available for different traveller needs.

Cons

The displayed sample premium is not a guaranteed quote for every trip.
Actual benefits and limits depend on the selected variant and policy schedule.
Some travel disruptions and medical situations may be excluded or subject to conditions.

About Niva Bupa (Insurer Profile)

Niva Bupa

Key Insights

Founded

2008

Niva Bupa was established 18 years ago and has built strong credibility over time, backed by its long-standing presence in the market.

Claims Experience

97.3% CSR, calculated as a 3-year average

Niva Bupa settles 97.3% of all claims it receives, demonstrating strong credibility.

Contact Details

1800-102-3333

Headquarters: 3rd Floor, Capital Cyberscape, Sector 59, Gurugram, Haryana 122098, India

TravelAssure - Individual Trip Features and Benefits

Emergency medical expenses

Eligible emergency medical treatment during the insured trip, within the selected plan limits.

Check the chosen variant, exclusions and policy schedule.

Emergency medical evacuation

Eligible transportation to an appropriate medical facility when covered by the policy.

Subject to medical necessity and policy conditions.

Travel delay

Financial assistance for a qualifying departure delay where the selected policy includes the benefit.

Waiting time and payout limits apply.

Checked-in baggage loss

A benefit may be payable for qualifying loss of checked-in baggage by the carrier.

Documentation and benefit limits apply.

Passport replacement expenses

Eligible expenses associated with obtaining a replacement passport after a covered loss.

Covered circumstances and reimbursement limits apply.

What TravelAssure - Individual Trip Does Not Cover (Exclusions)

Conditions or treatments that the policy clearly says it will not cover.

Routine or elective treatment should not be assumed covered as emergency medical care.
Pre-existing conditions are subject to the policy wording and any specifically selected cover.
Unattended baggage loss and theft may be restricted or excluded under applicable conditions.
Claims outside the insured period or beyond applicable benefit limits are not payable.
Adventure and hazardous activities are covered only where the applicable policy terms permit them.

Disclaimer: For illustration purposes only - exact terms are in the policy wording.

Insurer

Niva Bupa plans and claim process

TravelAssure - Individual Trip FAQs

What is Niva Bupa TravelAssure Individual Trip?

It is a TravelAssure option intended for individual travellers. The benefits available depend on the chosen variant and policy schedule.

What premium does Niva Bupa display for the individual plan?

The official website displays a ₹121 sample premium excluding taxes for a specified one-day trip scenario. Your actual quote can differ according to destination, traveller details, trip duration and cover selected.

What sum insured is shown for this option?

The official website displays US$50,000 alongside its individual-trip example. Confirm the actual sum insured and sub-limits in the quote and policy schedule before buying.

Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official Niva Bupa website before purchasing.