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Niva Bupa TravelAssure - Honeymooners is designed for couples travelling together internationally. Niva Bupa displays a sample premium of ₹516 excluding taxes for two travellers aged 0–40 travelling for one day to a specified Africa destination, with US$50,000 shown as the sample sum insured. This is an illustrative quote, not a fixed price for every honeymoon. The final premium and benefits depend on the destination, travel dates, traveller details and policy option selected. The product page highlights benefits related to trip cancellation, fraudulent use of lost or stolen cards, missed connections and pre-existing diseases. Travellers should check the policy wording and schedule for benefit limits, eligibility, documentation requirements and exclusions before buying.
Travel protection for couples, subject to selected policy terms
Honeymooners is a specialised TravelAssure option for couples. Its displayed sample price is useful as a reference only when the underlying assumptions are retained. Trip cancellation, card-fraud and missed-connection benefits are subject to the definitions and conditions of the issued policy. The official page also refers to pre-existing disease coverage; this should not be interpreted as unconditional coverage for every condition or expense. Couples should verify medical benefits, emergency assistance, baggage protection, cancellation conditions and the scope of any pre-existing-condition cover against the policy schedule. Compare the actual quote and coverage for both travellers before purchase.

Niva Bupa
Key Insights
Founded
2008
Niva Bupa was established 18 years ago and has built strong credibility over time, backed by its long-standing presence in the market.
Claims Experience
97.3% CSR, calculated as a 3-year average
Niva Bupa settles 97.3% of all claims it receives, demonstrating strong credibility.
Contact Details
1800-102-3333
Headquarters: 3rd Floor, Capital Cyberscape, Sector 59, Gurugram, Haryana 122098, India
May reimburse eligible prepaid trip expenses when cancellation occurs for a reason covered by the policy.
Covered reasons, evidence requirements, benefit limits and exclusions apply.
The official product page lists a benefit for travel costs when a connection is missed because the carrier does not operate on schedule.
Eligibility, covered expenses and supporting documents are subject to policy conditions.
The product page describes reimbursement for eligible financial losses resulting from fraudulent use of a lost or stolen card until it is reported.
Reporting requirements, limits, eligible cards and exclusions apply.
Eligible emergency medical treatment may be covered under the selected TravelAssure option.
Check the selected sum insured, sub-limits, deductibles and policy exclusions.
The official travel-insurance page lists benefits relating to checked-in baggage loss and loss of personal belongings.
Conditions, item limits, proof of loss and exclusions apply.
Conditions or treatments that the policy clearly says it will not cover.
Insurer
Niva Bupa plans and claim process
It is a TravelAssure option presented for couples travelling internationally together. Actual coverage depends on the policy option purchased and its wording.
The official page displays ₹516 excluding taxes for two travellers aged 0–40 on a one-day trip to a specified Africa destination. Your actual quote may differ.
The official sample displays US$50,000. Check your policy schedule for the selected sum insured and the individual benefit limits.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official Niva Bupa website before purchasing.
Official Website
nivabupa.com
Visit the official Niva Bupa website for plan brochures, premium quotes and policy services.
The aforementioned ratios have been averaged over three years (FY24-FY26)
Trip cancellation is listed as a benefit. Reimbursement depends on the covered reason, policy conditions, evidence and applicable limits.
The official page describes a benefit when a connection is missed because a carrier does not operate on schedule. Conditions and eligible expenses apply.
The product page describes protection for eligible financial losses from fraudulent use of a lost or stolen card until it is reported. Policy conditions and limits apply.
The official page advertises pre-existing disease coverage. Check the issued policy for the exact scope, eligibility requirements and exclusions.
No. The sample is based on a particular destination, traveller age and one-day trip. Destination, duration, traveller details and selected cover may change the premium.
Review medical benefits, trip cancellation, missed connections, baggage and passport cover, card-fraud conditions, exclusions, reporting deadlines and the policy schedule.
No. The official sample price is stated as excluding taxes. Confirm the final payable premium when obtaining your quote.