Finzony
Legal Agreement

Terms & Conditions

Last Updated: December 11, 2025

Finzony Global Private Limited

Registered Office: Jaipur, Rajasthan, India – 302020. Finzony provides global services accessible internationally.

These Terms & Conditions (the “Terms”) govern Your access to and use of www.finzony.com and any related mobile/web applications (collectively, the “Platform”). By accessing or using the Platform, You acknowledge that You have read, understood, and agree to be bound by these Terms.

1. Eligibility

You must be at least 18 years old (or the legal age of majority in Your jurisdiction) to use this Platform. By using the Platform, You represent that You meet all legal requirements to enter into a binding contract.

2. Nature of Our Services

Finzony provides financial calculators, investment tools, credit card comparison tools, budgeting tools, educational content, and market information strictly for informational and educational purposes. Finzony is NOT a registered financial advisor, broker, dealer, analyst, or portfolio manager unless explicitly stated for Your region.

  • Information on the Platform should not be interpreted as financial, investment, tax, or legal advice.
  • You should consult a licensed professional before making any financial decisions.
  • Past performance is not indicative of future results.

3. User Responsibilities

  • You agree to use the Platform only for lawful purposes.
  • You agree not to misuse, copy, reverse-engineer, or disrupt the Platform or its services.
  • You are responsible for maintaining the confidentiality of Your account credentials.
  • You agree that all information You provide is accurate and true to the best of Your knowledge.

4. Account Registration

Creating an account may be required to access certain features. You are responsible for maintaining account security. Finzony is not liable for losses resulting from unauthorized use of Your account.

5. Financial Tools & Calculators

Our calculators and estimators provide approximate results for educational purposes. They rely on formulas, public benchmarks, and user inputs. Actual values may vary based on market conditions, interest rates, taxes, regulations, or institutional policies.

Finzony is not responsible for errors arising from inaccurate inputs, outdated data, or misinterpretation of calculator results.

6. Market Data, Articles & Educational Content

Market data, blogs, guides, and educational content available on the Platform are for informational use only. Although we strive for accuracy, Finzony does not guarantee completeness, reliability, or timeliness of the information.

Market data may be delayed, incorrect, or sourced from third-party providers.

7. Third-Party Services and Affiliate Links

Finzony may feature links to third-party financial institutions, banks, credit card providers, insurance partners, or affiliates. These are provided for convenience and monetization purposes.

  • Finzony does not control or endorse third-party services.
  • Any purchase, signup, or application with third-party providers is governed by their terms.
  • Finzony is not liable for issues arising from external services.

8. Payments, Subscriptions & Refunds

Certain tools or premium content may require payment. All payments are processed securely through trusted payment gateways. Refunds for digital services, where applicable, are governed by our Refund Policy. Some purchases may be non-refundable depending on the nature of the service and jurisdiction.

9. Intellectual Property Rights

  • All content, branding, calculators, code, design, and trademarks on the Platform belong to Finzony.
  • You may not copy, reproduce, distribute, or modify content without written permission.
  • Unauthorized use may result in legal action.

10. Prohibited Activities

  • Using the Platform for fraud, market manipulation, or illegal activities.
  • Scraping, crawling, or harvesting data without permission.
  • Reverse engineering or bypassing security systems.
  • Uploading harmful code (malware, scripts, viruses).

11. Limitation of Liability

To the fullest extent permitted by law, Finzony and its affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of:

  • Use or inability to use the Platform.
  • Errors or inaccuracies in content or calculators.
  • Third-party services or financial decisions taken by You.
  • Loss of data, revenue, profits, or investment value.
Your sole and exclusive remedy for dissatisfaction with the Platform is to discontinue its use.

12. Indemnification

You agree to indemnify and hold harmless Finzony, its employees, directors, and partners from any claims, losses, damages, liabilities, or expenses arising out of Your misuse of the Platform or violation of these Terms.

13. Data Protection & Privacy

Your data is handled according to our Privacy Policy, compliant with GDPR, CCPA, DPDP Act, and other applicable global standards. By using the Platform, You consent to our data practices.

14. Suspension & Termination

Finzony may suspend or terminate Your access to the Platform for violations of these Terms, fraudulent activity, or misuse of services. You may stop using the Platform at any time.

15. Changes to Terms

Finzony reserves the right to update or modify these Terms at any time. Updated versions will be posted on this page. Continued use of the Platform constitutes acceptance of the new Terms.

16. Governing Law & Jurisdiction

These Terms are governed by applicable global laws. Disputes will be resolved under the user’s primary jurisdiction unless otherwise required by law.

17. Contact Us

For questions regarding these Terms, email us at support@finzony.com.

support@finzony.com