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Niva Bupa TravelAssure Family Trip is intended for eligible family members travelling together internationally. Depending on the selected variant and policy schedule, benefits may include emergency medical treatment, trip interruption, baggage loss, travel delay and other specified travel emergencies. Family composition, insured members, sum insured, limits and exclusions are governed by the issued policy schedule and policy wording.
Travel protection for eligible family members travelling together
The Family Trip option is useful for families who want travel protection arranged under a family policy rather than buying unrelated policies for each traveller. Niva Bupa displays a ₹516 sample premium, excluding taxes, alongside US$50,000 sum insured for a specific one-day trip involving two travellers aged 0–40 travelling to Africa excluding South Africa and Mauritius. This is an illustrative quote, not a guaranteed family premium. Before purchase, confirm each insured member, destination, trip duration, medical limits, baggage benefits, deductibles and exclusions.
Niva Bupa
Key Insights
Founded
2008
Niva Bupa was established 18 years ago and has built strong credibility over time, backed by its long-standing presence in the market.
Claims Experience
97.3% CSR, calculated as a 3-year average
Niva Bupa settles 97.3% of all claims it receives, demonstrating strong credibility.
Contact Details
1800-102-3333
Headquarters: 3rd Floor, Capital Cyberscape, Sector 59, Gurugram, Haryana 122098, India
Eligible emergency medical treatment during the insured trip under the selected variant.
Subject to medical limits, exclusions and policy conditions.
Eligible prepaid travel expenses may be covered when cancellation or interruption results from a specified insured event.
Covered events, documentation and benefit limits apply.
A benefit may be payable for qualifying checked-in baggage permanently lost by the carrier.
Carrier documentation and policy limits apply.
Financial assistance may be available for qualifying departure delays under the selected variant.
Applicable delay thresholds and benefit limits apply.
Certain loss or theft of personal belongings may be covered where included in the chosen plan.
Covered items, circumstances and exclusions must be checked.
Conditions or treatments that the policy clearly says it will not cover.
Insurer
Niva Bupa plans and claim process
It is a TravelAssure option designed for eligible family members travelling together. The insured members and available benefits are subject to the policy schedule.
The official website displays ₹516 excluding taxes for a specific one-day trip involving two travellers aged 0–40 travelling to Africa excluding South Africa and Mauritius. Your actual quote may differ.
The official website displays US$50,000 alongside the family-trip example. Confirm the actual sum insured and applicable sub-limits in your quote and policy schedule.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official Niva Bupa website before purchasing.
Official Website
nivabupa.com
Visit the official Niva Bupa website for plan brochures, premium quotes and policy services.
The aforementioned ratios have been averaged over three years (FY24-FY26)
Eligible family members can be included according to the policy definition and schedule. Check the current wording for permitted relationships and member limits.
Eligible emergency medical expenses may be covered under the selected variant, subject to limits, exclusions and policy conditions.
Cancellation or interruption expenses may be covered when caused by a specified insured event and when all policy conditions are satisfied.
The insurer lists checked-in baggage loss and other baggage-related benefits. The exact covered events, documentation and limits depend on the selected cover.
No. The displayed sample relates to a particular destination, traveller profile and trip duration. Request a quote for your actual trip.
Not necessarily. Benefits and limits vary by selected variant. Review the quote, policy schedule and policy wording before purchasing.
Do not assume that different dates are covered under one family policy. Confirm the insured journey and coverage period for each member with the insurer.