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Offers exceptional critical illness group plans designed to integrate smoothly with standard health insurance coverage.
Aetna, part of CVS Health, offers critical illness insurance primarily through employer group plans, built to work alongside standard major medical health insurance rather than replace it. This integration helps policyholders fill coverage gaps such as deductibles, copays, and non-medical expenses that arise after a serious diagnosis.
3 plans available β compare coverage, premium, and key features.
Designed to integrate seamlessly with Aetna health insurance
Key Features
Covers deductibles, copays, and non-medical expenses after diagnosis
Key Features
Maximum Aetna supplemental tier for comprehensive gap coverage
Key Features
Aetna's critical illness plans are designed to complement standard health insurance, making them a smart add-on for policyholders who already have an Aetna or CVS Health medical plan.
Critical illness insurance pays a lump-sum benefit if you are diagnosed with a covered condition such as cancer, heart attack, or stroke, helping cover costs that health insurance may not.
Yes, the lump-sum benefit is paid directly to you and can be used for medical bills, household expenses, or any other need.
Yes, most plans include a waiting period, typically 30 days, before benefits become payable for a new diagnosis.
No, critical illness insurance is a supplemental policy meant to work alongside your existing health insurance, not replace it.
Yes, this plan is commonly offered as a voluntary benefit through CVS Health and Aetna employer group plans.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official Aetna (CVS Health) website before purchasing.