What is the premium for Travel Prime Family?

The premium depends on destination, trip duration, family composition and selected variant. Obtain a current quote for the exact price.

Is the medical sum insured shared?

The wording describes most sections as operating on a family floater basis, while personal accident cover follows separate allocation rules.

Does the plan cover emergency dental treatment?

The policy lists emergency dental pain relief up to USD 500, subject to the policy terms.

Does Travel Prime Family cover baggage loss?

The listed checked-baggage loss benefit is USD 250. Sub-limits, exclusions and required documentation apply.

Is passport loss covered?

The policy lists a USD 250 benefit for covered passport loss, subject to the relevant terms and evidence requirements.

Does the plan cover trip cancellation?

A USD 500 trip cancellation benefit is listed. The cancellation must meet the policy’s covered reasons and other requirements.

Are pre-existing medical conditions covered?

Do not assume they are covered. Review the current policy wording for exclusions and any expressly stated exceptions.

Where can I read the official policy wording?

Visit Bajaj General’s Travel Insurance Documents page and open the Travel Prime Family policy documents for the applicable terms.

Bajaj General Travel Prime Family: Coverage, Benefits and Premium

Q: Does it include home burglary protection?

The policy lists INR 100,000 for eligible loss of or damage to contents of the insured home in India. Conditions and exclusions apply.

Bajaj General Travel Prime Family Overview

Bajaj General Travel Prime Family is designed for families travelling abroad together. The policy wording describes cover for the insured, spouse and up to two dependent children, subject to eligibility conditions. Most applicable sections operate on a family floater sum-insured basis, while personal accident cover follows separate allocation rules. The documented variants include Standard, with USD 50,000 medical expenses and evacuation cover, and Silver, with USD 100,000. Other listed benefits include emergency dental pain relief, repatriation, checked baggage loss, loss of passport, personal liability, trip delay, hospitalisation daily allowance, trip cancellation, trip curtailment, home burglary and emergency cash assistance. Actual benefits, deductibles, limits and eligibility must be checked against the policy schedule and current wording.

Family floater travel protection with medical, baggage and trip-related benefits

Expert Review of Bajaj General Travel Prime Family

A family travel policy can simplify protection for a shared overseas trip, particularly where eligible family members are travelling together. Before purchasing Travel Prime Family, confirm the age and relationship eligibility of each insured person, whether the proposed journey and destination are accepted, and the medical sum insured selected. A family floater limit is shared according to the policy terms and should not be mistaken for an independent full limit for every family member. Personal accident benefits have separate allocation rules. Compare the trip-delay threshold, baggage sub-limits, cancellation conditions and deductibles carefully. The final premium should be taken from a current quote for the actual family and itinerary.

Pros

Designed for eligible families travelling abroad together under one policy.
Two documented medical expenses and evacuation sum-insured options: USD 50,000 and USD 100,000.
Includes emergency dental pain relief within the specified limit.
Lists baggage, passport, personal liability and selected travel-disruption benefits.
Includes home burglary and emergency cash assistance benefits subject to policy conditions.

Cons

The policy wording limits family eligibility by relationship and age.
Most cover sections share a family floater sum insured, which can be used by more than one insured member.
Personal accident benefits follow separate allocation rules.
Trip delay, baggage and cancellation benefits have specific thresholds, sub-limits and conditions.
Pre-existing medical conditions and other specified events may be excluded.

About Bajaj General (Insurer Profile)

Bajaj General

Key Insights

Founded

2001

Bajaj General was established 25 years ago and has built strong credibility over time, backed by its long-standing presence in the market.

Claims Experience

97.4% CSR, calculated as a 3-year average

Bajaj General settles 97.4% of all claims it receives, demonstrating strong credibility.

Contact Details

1800-209-5858

Headquarters: Bajaj Insurance House, Airport Road, Yerawada, Pune - 411006, India

Bajaj General Travel Prime Family Features and Benefits

Medical Expenses and Evacuation

The Standard variant lists USD 50,000 and the Silver variant USD 100,000 for medical expenses and evacuation.

Shared floater limits, deductible and admissibility conditions apply.

Emergency Dental Pain Relief

Emergency dental pain relief is included under medical expenses, up to the listed USD 500 limit.

Subject to the policy definition and applicable terms.

Repatriation

The policy schedule lists a USD 5,000 benefit for eligible repatriation expenses.

The event and claim conditions in the wording apply.

Personal Accident

The policy lists a USD 10,000 personal accident benefit.

Personal accident allocation is not on the same family floater basis as every other section; refer to the wording.

Loss of Checked Baggage

The listed benefit for covered loss of checked baggage is USD 250.

Baggage and item-level sub-limits and supporting documents apply.

Accidental Death or Disability on Common Carrier

The policy lists USD 2,500 for covered accidental death or disability while travelling on a common carrier.

Definitions and eligibility are subject to the policy wording.

Loss of Passport

The listed benefit for covered passport loss is USD 250.

Documentation and exclusions apply.

Personal Liability

The policy lists up to USD 100,000 for eligible personal liability claims.

Only liability falling within the policy definition is covered.

Hijack Cover

A daily benefit of USD 50 is listed, up to a maximum of USD 300, for qualifying hijack-related detention.

The specified event and conditions must be met.

Trip Delay

The policy lists USD 20 per 12 hours, up to a maximum of USD 120.

The qualifying delay threshold and required evidence apply.

Hospitalisation Daily Allowance

The listed allowance is USD 25 per day, up to USD 100, for qualifying hospitalisation.

Eligibility and the maximum payable period are defined by the wording.

Trip Cancellation

The policy lists a USD 500 benefit for qualifying trip cancellation expenses.

Covered reasons, non-refundable costs and documentation requirements apply.

Trip Curtailment

The policy lists a USD 200 benefit for eligible expenses when a covered trip must be cut short.

Covered events and unrecoverable expenses must satisfy the policy terms.

Delay of Checked Baggage

The listed benefit is USD 100 for eligible expenses resulting from qualifying baggage delay.

The policy specifies a qualifying delay period and deductible.

Home Burglary Insurance

The policy lists INR 100,000 for covered loss of or damage to contents of the insured home in India.

Security conditions, definitions and exclusions apply.

Emergency Cash Assistance

The listed benefit is USD 500 for eligible emergency cash assistance services.

Service conditions and applicable wording govern availability.

Waiting Periods in Bajaj General Travel Prime Family

Check the issued wording for each benefit’s conditions, deductibles, covered events and exclusions. Do not assume all medical conditions or all cancellation reasons are covered.

What Bajaj General Travel Prime Family Does Not Cover (Exclusions)

Conditions or treatments that the policy clearly says it will not cover.

Pre-existing conditions or illness where excluded under the applicable wording.
Suicide, attempted suicide or wilfully self-inflicted injury as specified by the policy.
Claims arising from excluded alcohol or drug-related circumstances.
Pregnancy, childbirth, miscarriage, abortion or related complications where excluded.
Experimental, unproven or non-standard treatment where excluded.
Treatment outside the covered medical system or other treatment categories expressly excluded by the wording.
Losses not reported to the appropriate authorities within the required time, where a report is required.
Loss or damage arising from failure to take reasonable precautions, where excluded.
Amounts exceeding the applicable limit or falling within a deductible.

Disclaimer: For illustration purposes only - exact terms are in the policy wording.

Specific Illness Waiting Period in Bajaj General Travel Prime Family

Medical expenses and evacuation are subject to the chosen variant, shared sum insured, deductible and policy conditions. The product documentation lists pre-existing conditions among exclusions; check the exact wording for applicable exceptions.

Bajaj General Travel Prime Family FAQs

What is Bajaj General Travel Prime Family?

It is an international travel insurance plan designed for eligible families travelling together. Coverage depends on the selected variant and issued policy schedule.

Who can be covered under Travel Prime Family?

The policy wording describes cover for self, spouse up to the stated age limit and up to two dependent children below 21 years. Confirm eligibility against the current policy documents.

What are the medical cover options?

The policy document lists Standard with USD 50,000 and Silver with USD 100,000 medical expenses and evacuation cover.