How much medical coverage is available?

Policybazaar lists headline sum insured options from USD 50,000 to USD 1,000,000 across variants. Check the selected policy schedule for the actual medical limit and any sub-limits.

How long can I travel under this policy?

The listing describes trips of 1–180 days. A further extension may be possible subject to the insurer's approval and policy conditions.

Does Travel Prime Age cover pre-existing diseases?

Do not assume that pre-existing diseases are covered. They are identified among the general exclusions in the listing, so read the exact policy wording and confirm with the insurer before purchase.

Does it cover emergency dental treatment?

The listed plan includes emergency dental pain relief. Routine or planned dental care should not be assumed to be covered.

Are trip cancellation and curtailment covered?

The listing describes trip cancellation and curtailment benefits for covered reasons. Eligible causes, documentation and reimbursement limits are defined by the policy wording.

Is baggage or passport loss covered?

The plan lists benefits for loss of checked baggage and passport loss, subject to the conditions, limits and documentation requirements.

How much does Travel Prime Age cost?

There is no single premium that applies to every traveller. Request a quote based on age, destination, dates, trip duration and the selected variant.

Can I extend the policy if my trip is delayed?

An extension may be possible under the insurer's rules. Contact the insurer before the current policy expires and confirm whether the extension is approved.

What should I compare before buying?

Compare medical limits, evacuation arrangements, deductibles, pre-existing-condition exclusions, trip benefits, destination eligibility, trip duration and the extension process. Read the final policy schedule before payment.

Bajaj General Travel Prime Age: Senior Travel Cover & Benefits

Bajaj General Travel Prime Age Overview

Bajaj General Travel Prime Age is an international travel insurance plan designed for senior travellers aged 61 to 70 years. It is intended to help with eligible medical and travel-related expenses arising during a covered overseas journey. Policybazaar lists five variants: Silver, Gold, Platinum, Super Platinum and Maximum, with sum insured options ranging from USD 50,000 to USD 1,000,000. The actual benefits and sub-limits depend on the variant selected and the policy schedule. Listed benefits include medical expenses and medical evacuation, personal accident, emergency dental pain relief, loss of checked baggage, passport loss, personal liability, trip delay and covered trip cancellation or curtailment expenses. Other listed benefits include delayed checked baggage, home burglary protection during the insured trip and certain specialised benefits subject to the applicable wording. The policy is listed for trips of 1 to 180 days, and an extension may be possible under the insurer's rules. Policyholders should request the extension before expiry and confirm eligibility with the insurer. This is a senior-specific product, so travellers should check their exact age eligibility, destination, duration, medical cover limits, deductibles and exclusions before buying. Premium is quote-based and varies with traveller details, destination, duration and selected variant. Do not rely on a general travel-insurance starting price as a confirmed quote for this plan.

Senior-focused international travel insurance with medical expenses, evacuation, emergency dental treatment and selected trip-related benefits.

Expert Review of Bajaj General Travel Prime Age

For senior travellers, overseas medical cover and evacuation arrangements deserve the most attention because an unexpected illness or injury abroad can be expensive. Travel Prime Age is designed for the 61–70 age group and offers multiple sum insured variants, making it important to compare the actual medical limit and benefit sub-limits rather than just the headline cover. The policy also lists travel-related benefits such as trip cancellation, curtailment, baggage loss and passport loss, but these normally require a defined covered event and supporting documents. Check the treatment of pre-existing diseases carefully: the Policybazaar listing identifies pre-existing medical conditions among the general exclusions. Also verify whether the destination is covered, whether the policy period matches the entire trip, and whether the insurer will approve an extension. The available information does not establish one universal premium for every senior traveller, so obtain a quote for the insured person's age, destination and dates. Read the policy schedule and wording before purchase, particularly if the traveller has ongoing medical needs or plans an extended stay abroad.

Pros

Specifically listed for senior travellers aged 61–70.
Multiple variants offer different headline sum insured options.
Includes medical expenses and medical evacuation benefits.
Provides selected travel-related benefits such as trip cancellation, baggage and passport loss.
A trip extension may be possible subject to insurer approval and conditions.

Cons

About Bajaj General (Insurer Profile)

Bajaj General

Key Insights

Founded

2001

Bajaj General was established 25 years ago and has built strong credibility over time, backed by its long-standing presence in the market.

Claims Experience

97.4% CSR, calculated as a 3-year average

Bajaj General settles 97.4% of all claims it receives, demonstrating strong credibility.

Contact Details

1800-209-5858

Headquarters: Bajaj Insurance House, Airport Road, Yerawada, Pune - 411006, India

Bajaj General Travel Prime Age Features and Benefits

Medical expenses and hospitalisation

Covers eligible medical treatment expenses for a covered illness or injury during the insured overseas trip, subject to the selected plan limit.

Check the medical sum insured, sub-limits, deductibles and exclusions in the policy schedule.

Medical evacuation

Eligible costs for medically necessary evacuation may be covered when arranged and approved according to the policy conditions.

Prior approval and assistance-provider coordination may be required.

Personal accident

Provides the scheduled benefit for covered accidental death or permanent total disablement during the insured journey.

Benefit amount and definitions are determined by the policy schedule.

Emergency dental pain relief

Covers eligible emergency dental treatment required to relieve acute pain during the trip.

This is not a substitute for routine or planned dental treatment.

Loss of checked baggage

May reimburse eligible loss or permanent destruction of checked baggage during the covered journey.

Proof of loss, carrier documentation and applicable limits may be required.

Loss of passport

May reimburse eligible expenses for obtaining a duplicate passport after covered loss or theft.

Police reporting and supporting documentation requirements apply.

Personal liability

Can cover eligible legal liability for accidental bodily injury to a third party or accidental damage to third-party property.

Subject to policy definitions, exclusions and the selected limit.

Trip cancellation

May reimburse specified non-refundable travel or accommodation costs when cancellation occurs for a reason covered by the policy.

Only listed covered reasons and eligible expenses qualify.

Trip curtailment

May cover eligible unused, non-refundable trip costs when a journey must be cut short because of a covered event.

Check the covered reasons, evidence requirements and applicable sub-limit.

Trip delay

Provides the scheduled benefit for an eligible delay during the insured journey.

Waiting period, documentation and event limits apply.

Delayed checked baggage

May provide a benefit when checked baggage is delayed beyond the time specified in the policy.

Delay thresholds and eligible expenses vary by policy terms.

Home burglary protection

May cover eligible loss or damage to insured home contents due to burglary while the insured is travelling.

Subject to the policy section, security requirements and exclusions.

Policy extension

An extension may be available for an eligible trip, subject to the insurer's extension process and approval.

Contact the insurer before expiry; extension is not automatic.

What Bajaj General Travel Prime Age Does Not Cover (Exclusions)

Conditions or treatments that the policy clearly says it will not cover.

Pre-existing diseases and medical conditions may be excluded under the listed policy terms; verify any applicable exceptions in the wording.
Routine medical examinations and non-emergency check-ups abroad are not covered under the general exclusions described in the listing.
Medical expenses incurred after the policy period ends are generally not covered unless a specific policy provision applies.
Expenses arising from attempted suicide or intentional self-inflicted injury are excluded or restricted under the general exclusions.
Certain mental or nervous disorders without an underlying physical illness may be excluded or restricted.
Pregnancy, childbirth, miscarriage and related complications may be excluded under the policy wording.
Passport-loss claims may not be payable if the passport was confiscated by customs or police.
Baggage delay and other baggage claims are subject to geographical limits, reporting deadlines, documentation and policy conditions.
Trip cancellation, curtailment and delay claims are payable only when the cause and expenses meet the policy definitions and limits.

Disclaimer: For illustration purposes only - exact terms are in the policy wording.

Bajaj General Travel Prime Age FAQs

What is Bajaj General Travel Prime Age?

It is an international travel insurance plan listed for senior travellers aged 61–70, with medical and selected travel-related benefits depending on the chosen variant.

Who is eligible to buy Travel Prime Age?

The Policybazaar listing gives the eligible age range as 61–70 years. Confirm the insurer's current eligibility rules and the traveller's age at the time of purchase.

What are the available variants?

The listed variants are Silver, Gold, Platinum, Super Platinum and Maximum. Their sum insured and benefit sub-limits differ.