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Bajaj General Individual Travel Insurance is designed for individuals travelling outside India who want financial protection against covered medical emergencies and unexpected travel disruptions. The insurer offers customizable cover options, allowing travellers to select protection according to their trip and budget. Depending on the policy selected, benefits can include emergency medical expenses, medical evacuation, personal accident, baggage loss or delay, passport loss, trip cancellation and trip delay. The insurer also advertises worldwide cashless hospitalisation, subject to its network, authorisation process and policy conditions. Some options provide up to USD 3,000 for emergency medical care related to pre-existing diseases, but this is not a blanket benefit across every policy. The applicable sum insured, deductible, exclusions, eligible benefits and premium must be confirmed in the individual quote and policy schedule.
Customizable international travel insurance with emergency medical protection, baggage and trip-related benefits, plus optional covers depending on the selected policy.
This plan category is worth comparing for travellers who want to tailor their international travel protection rather than choose cover based only on the cheapest displayed premium. Medical emergencies abroad can be expensive, so compare the medical sum insured, evacuation and repatriation conditions, deductible and cashless treatment process first. Baggage, passport and trip-disruption benefits are useful, but each has its own covered events, limits and documentation requirements. Bajaj General also lists additional options such as Trip Delay Delight, Track-a-Baggage, Extended Pet Stay and Weather Guarantees; their availability and terms must be checked when obtaining a quote. The insurer advertises international travel insurance starting at ₹201 for 15 days, approximately ₹13 per day, but this is a starting illustration rather than a guaranteed price for every traveller. The final premium depends on trip dates, destination, traveller details, sum insured and selected benefits. Review the current policy wording and schedule before purchasing, especially if you have a pre-existing condition or plan adventure activities.
Bajaj General
Key Insights
Founded
2001
Bajaj General was established 25 years ago and has built strong credibility over time, backed by its long-standing presence in the market.
Claims Experience
97.4% CSR, calculated as a 3-year average
Bajaj General settles 97.4% of all claims it receives, demonstrating strong credibility.
Contact Details
1800-209-5858
Headquarters: Bajaj Insurance House, Airport Road, Yerawada, Pune - 411006, India
Eligible medical expenses for an unexpected illness or injury during the insured overseas trip may be covered up to the sum insured specified in the policy.
Treatment, sub-limits, deductibles, exclusions and authorisation requirements apply.
The selected policy may cover eligible emergency medical evacuation and repatriation expenses under its stated conditions.
Check medical necessity, assistance-provider coordination and the applicable limits.
The insurer advertises options that provide up to USD 3,000 for emergency medical care related to pre-existing diseases.
This benefit is option-dependent. Verify the purchased schedule, qualifying emergencies and exclusions.
Eligible loss or delay of checked baggage may qualify for benefits under the selected cover.
Airline reports, receipts, reporting deadlines and benefit limits may apply.
Eligible non-refundable trip expenses may be covered when cancellation or interruption results from an insured event specified in the policy.
Not every cancellation reason is insured; check covered events and exclusions.
An optional benefit may provide a defined payout when a covered flight delay exceeds the qualifying period.
Confirm the delay threshold, payout and availability in the current quote.
An optional baggage-tracking service may help locate and return missing luggage.
Service availability and terms must be checked before purchase.
Conditions or treatments that the policy clearly says it will not cover.
Insurer
Bajaj General plans and claim process
It is an international travel insurance option for individuals travelling abroad. Depending on the selected policy, it can provide medical and travel-related benefits subject to policy conditions.
Bajaj General advertises international travel insurance starting at ₹201 for 15 days. This is an advertised starting price, not a guaranteed quote. The actual premium depends on traveller details, destination, duration and selected benefits.
Eligible emergency medical expenses may be covered up to the sum insured stated in the policy. Check the medical limit, deductible, evacuation conditions and exclusions in your quote and policy schedule.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official Bajaj General website before purchasing.
Official Website
bajajallianz.com
Visit the official Bajaj General website for plan brochures, premium quotes and policy services.
The aforementioned ratios have been averaged over three years (FY24-FY26)
An optional benefit may cover eligible additional pet-boarding expenses caused by specified travel delays.
Check qualifying events, maximum reimbursement and documentation requirements.
An optional benefit may compensate for specified travel disruption caused by qualifying extreme weather events.
Only defined weather events and expenses are eligible under the selected wording.
The insurer advertises certain options with up to USD 3,000 for emergency medical care related to pre-existing diseases. Eligibility and covered emergencies are subject to the purchased option and its policy wording.
The insurer advertises worldwide cashless hospitalisation. Availability depends on the assistance process, eligible provider, authorisation and policy conditions.
Eligible baggage loss or delay may be covered when the benefit is included in the selected policy. Limits, reporting deadlines and documentary evidence requirements apply.
Eligible trip cancellation or interruption expenses may be covered for reasons listed in the policy. Cancellation for every possible reason is not automatically covered.
The insurer offers travel protection options for different travel needs. Confirm whether your quote is single-trip or annual multi-trip and check the insured dates before purchasing.
No. Additional options such as Trip Delay Delight, Track-a-Baggage, Extended Pet Stay and Weather Guarantees are subject to availability and selection. Check the policy schedule to confirm what you purchased.
Compare the medical sum insured, deductible, evacuation cover, pre-existing disease terms, baggage limits, cancellation conditions, activity exclusions and claim process. Use the final quote and current policy wording rather than relying only on a headline premium.