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Bajaj General Student Travel Insurance is designed for Indian students travelling overseas for higher education. Unlike a basic holiday travel policy, a student-focused policy can include benefits relevant to a longer stay abroad, such as emergency medical treatment, medical evacuation, repatriation, emergency dental pain relief, personal accident cover and selected study-related benefits. Depending on the product and variant chosen, benefits may also include tuition-fee reimbursement following a covered interruption, protection if a sponsor suffers a qualifying accident, a compassionate family visit, personal liability and bail-bond expenses. Baggage, passport and laptop-related benefits may be available under particular variants or policy wordings. The insurer offers student-related products and variants, so buyers should confirm the exact product name, geographical scope, maximum trip or study duration, sum insured, deductibles and benefit limits before purchasing. Policybazaar lists an indicative starting premium of ₹217, but the payable premium depends on the destination, duration, student details, selected variant and coverage limits. Treat that displayed figure as a starting reference rather than a guaranteed quote. The final policy schedule and applicable wording determine the actual cover.
Student-focused overseas travel protection that may include emergency medical expenses, tuition-fee cover, sponsor protection, family visit and personal liability, subject to the selected variant.
Student travel insurance is worth considering when studying abroad because an unexpected hospital admission or emergency transport can create expenses far beyond the cost of a policy. The most important starting point is the emergency medical limit, followed by evacuation and repatriation conditions, the geographical area covered and the maximum duration permitted. For students, it is also useful to compare tuition-fee reimbursement, sponsor protection and compassionate visits, but these benefits should not be assumed to apply to every variant or every reason for interruption. Read the definitions of a covered event and check whether the university has minimum insurance requirements, particularly for the USA or other destinations with specific medical-cover rules. Also review exclusions for pre-existing conditions, routine treatment, mental or nervous disorders and other restricted circumstances. The ₹217 starting figure shown by Policybazaar is not a personalised premium and should not be used as a final price for a multi-month or multi-year study trip. Compare the quote for your actual destination and duration, and use the policy schedule—not a general benefits list—to verify the amount payable for each claim.
Bajaj General
Key Insights
Founded
2001
Bajaj General was established 25 years ago and has built strong credibility over time, backed by its long-standing presence in the market.
Claims Experience
97.4% CSR, calculated as a 3-year average
Bajaj General settles 97.4% of all claims it receives, demonstrating strong credibility.
Contact Details
1800-209-5858
Headquarters: Bajaj Insurance House, Airport Road, Yerawada, Pune - 411006, India
Can cover eligible medical treatment and hospitalisation for a sudden illness or injury during the insured overseas period.
Subject to the chosen medical limit, deductible, exclusions and policy conditions.
Eligible emergency transport may be covered when medically necessary and arranged or approved as required by the policy.
Check assistance-provider coordination and pre-authorisation requirements.
Eligible expenses for returning mortal remains to India may be covered following a death during the insured trip.
Limits and arrangements are governed by the policy wording.
Provides cover for specified emergency dental treatment to relieve acute pain, where included in the selected policy.
Not equivalent to routine dental care; benefit limits apply.
Some student variants provide reimbursement of eligible tuition fees when a covered event forces the student to discontinue or interrupt studies.
The triggering events, evidence requirements and maximum benefit vary by policy. Policybazaar describes limits up to USD 10,000 for the listed student product.
Policybazaar describes sports-injury medical cover as an extension available with certain Student Elite options.
Variant-specific availability; confirm whether it is included or requires an additional premium.
Certain Student Elite options may allow additional cover for specified treatment related to mental or nervous disorders and drug or alcohol dependency.
Conditions or treatments that the policy clearly says it will not cover.
Insurer
Bajaj General plans and claim process
It is overseas travel insurance designed for students pursuing education abroad. Depending on the selected variant, it may include emergency medical expenses, evacuation, repatriation and study-related benefits.
Policybazaar lists an eligibility age range of 16–35 years for this student product. Confirm the exact age rules, student status and documentation requirements in the wording of the specific variant you intend to buy.
Policybazaar displays a starting premium of ₹217. This is an indicative starting figure, not a guaranteed quote. Your premium depends on destination, duration, age, selected variant and coverage limits.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official Bajaj General website before purchasing.
Official Website
bajajallianz.com
Visit the official Bajaj General website for plan brochures, premium quotes and policy services.
The aforementioned ratios have been averaged over three years (FY24-FY26)
Availability and exclusions are product-specific; do not assume these conditions are covered by the base policy.
Eligible variants can cover emergency medical treatment and hospitalisation, medical evacuation, repatriation and emergency dental pain relief, subject to limits and exclusions.
Some student variants provide tuition-fee reimbursement following specified covered events. Check the applicable trigger, maximum benefit, documentation and conditions. Policybazaar lists a limit of up to USD 10,000 for the product described on its page.
Sponsor protection may be available under the selected student policy. It generally relates to specified events affecting the sponsor, and the benefit is subject to the policy wording and limit.
Some variants provide a compassionate-visit benefit if the insured student meets the policy’s hospitalisation and other conditions. Check who qualifies as an immediate family member and which travel expenses are payable.
Laptop and passport-related benefits are available only where included in the chosen variant. Limits, proof requirements, exclusions and reporting deadlines apply.
Do not assume that pre-existing diseases are covered. They may be excluded or restricted unless the selected policy wording expressly provides otherwise. Read the medical exclusions before purchase.
Geographical coverage depends on the selected policy. Confirm that the destination is included and that the medical limit satisfies any university or visa-related insurance requirements.
The permitted duration depends on the selected student product and its policy conditions. Confirm the maximum insured period and extension process before buying a policy for a multi-year course.
Compare the emergency medical limit, evacuation and repatriation cover, deductibles, exclusions, tuition-fee and sponsor benefits, destination restrictions and maximum duration. Use the final quote and policy schedule to confirm the cover you are buying.