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Digit Even Protect Plan is a comprehensive health insurance option with Sum Insured choices up to ₹3 crore. It combines inpatient hospitalisation, day care procedures, domiciliary treatment, AYUSH hospitalisation, organ donor expenses and emergency medical benefits with additional features such as a maternity benefit wallet, Sum Insured backup and daily cash for choosing shared accommodation. The plan provides 60 days of pre-hospitalisation and 90 days of post-hospitalisation coverage. It also includes an annual health check-up benefit and an in-built personal accident benefit of ₹50,000. Several additional benefits can be selected as optional covers according to customer requirements and policy eligibility.
A balanced Digit health plan with high Sum Insured options, maternity wallet, Sum Insured backup, shared-accommodation cash and broad hospitalisation benefits.
Even Protect is a balanced option for customers who want more than basic hospitalisation coverage without choosing a highly specialised plan. Its combination of maternity protection, Sum Insured backup, annual health check-up and shared-accommodation cash makes it useful for families. The maternity wallet starts at ₹15,000 and can increase by ₹10,000 for every claim-free policy year, up to ₹1 lakh. The main limitations are the defined maternity wallet, limited annual health check-up amount and specific waiting periods. Customers should also check the policy schedule because several enhanced benefits are optional rather than automatically included.
Go Digit
Key Insights
Founded
2016
Go Digit was established 10 years ago and has built strong credibility over time, backed by its long-standing presence in the market.
Claims Experience
99.01% CSR, calculated as a 3-year average
Go Digit settles 99.01% of all claims it receives, demonstrating strong credibility.
Network Hospitals
9,000+
Go Digit has a network of 9,000+ hospitals, ensuring wide accessibility and convenience for policyholders.
The plan provides Sum Insured options up to ₹3 Crore.
Exact Sum Insured is selected in the policy schedule.
The plan provides no restriction on room rent for inpatient hospitalisation.
Subject to applicable policy terms.
The plan provides backup up to the Sum Insured once during the policy period for related and unrelated illness.
Backup is for hospitalisation in India.
Maternity Sum Insured starts at ₹15,000 and can increase by ₹10,000 for each claim-free policy year.
Maximum maternity Sum Insured is ₹1,00,000.
Eligible inpatient hospitalisation expenses are covered up to the applicable Sum Insured.
Optional cover for eligible consumable medical items that may otherwise be excluded.
Subject to policy terms.
Optional modification may be available for initial, specific disease and pre-existing disease waiting periods.
Subject to eligibility and underwriting.
Initial waiting period applies to non-accidental illnesses. Pre-existing diseases and specified illnesses are subject to applicable waiting periods under the policy schedule. Maternity benefit has a 9-month waiting period.
Initial Waiting Period
Non-accidental illnesses are subject to the applicable initial waiting period from policy inception.
Pre-Existing Disease Waiting Period
Pre-existing diseases are covered after completion of the applicable waiting period specified in the policy schedule.
Specific Illness Waiting Period
Certain specified illnesses and procedures may have separate waiting periods according to policy terms.
Maternity Waiting Period
The maternity benefit wallet has a 9-month waiting period subject to the policy conditions.
Conditions or treatments that the policy clearly says it will not cover.
The plan covers eligible illness and accidental injury requiring inpatient hospitalisation, day care treatment and other admissible medical services. Psychiatric illness, bariatric surgery, domiciliary hospitalisation, AYUSH hospitalisation and maternity-related expenses are covered subject to the applicable plan terms and waiting periods.
Insurer
Go Digit plans and claim process
Even Protect Plan is a Digit health insurance plan with high Sum Insured options and a combination of hospitalisation, maternity, backup and additional healthcare benefits.
The plan offers Sum Insured options up to ₹3 Crore.
No. The plan chart specifies no restriction on room rent.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official Go Digit website before purchasing.
Contact Details
1800 103 4448
Headquarters: Atlantis, 95, 4th B Cross Road, Koramangala Industrial Layout, 5th Block, Bengaluru - 560095, Karnataka, India.
Official Website
godigit.com
Visit the official Go Digit website for plan brochures, premium quotes and policy services.
The aforementioned ratios have been averaged over three years (FY24-FY26)
Optional cover that can increase the effective Sum Insured by the selected multiplier.
Available subject to applicable policy terms.
The maternity wallet starts at ₹15,000 and can increase by ₹10,000 for each maternity claim-free policy year, up to a maximum of ₹1,00,000.
The maternity benefit has a 9-month waiting period.
The plan provides 100% of the Sum Insured as backup once during the policy period for related and unrelated illness, subject to the applicable policy terms.
Yes. The plan provides ₹1,000 per day for choosing shared accommodation, with a maximum of 7 days, subject to the applicable conditions.
The health check-up benefit is 0.25% of Sum Insured subject to a maximum of ₹1,000, available once every two years.