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Digit Health Insurance offers flexible, paperless medical plans featuring no room rent restrictions and zero age- or zone-based co-payment.
Go Digit offers a 100% paperless, app-based claim process. Their simple and transparent plans are best suited for tech-savvy millennials who want hassle-free health insurance.
10 plans available — compare coverage, premium, and key features.
100% paperless purchase and claims with app-based servicing, cashless treatment at 9,000+ network hospitals and flexible health coverage.
Key Features
Step-by-step claim process for Go Digit.
Open the Digit app and tap "File a Claim" — the entire process is app-based. No phone calls or paperwork required.
Upload hospitalisation details, photos of bills, and discharge summary directly on the app. AI validates documents instantly.
For cashless, the hospital gets pre-auth approval via the app. For reimbursement, documents are reviewed digitally within 7 days.
Cashless settlement happens at discharge. Reimbursement is credited directly to your bank account within 7 working days.
Digit combines a top-tier claim settlement ratio (99%+ 3-year average) with a simple, fully digital, paperless experience. A strong pick for millennials and first-time buyers who want speed and transparency without compromising on claims reliability.
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Yes — Digit is 100% digital. You can buy a policy in under 5 minutes, manage it on the app, and file claims entirely without paperwork or phone calls.
Digit Health has a claim settlement ratio of 99.01% (3-year average, FY 2024-26) — among the top 10 health insurers in India by CSR, a big improvement from its earlier years.
Digit is backed by Fairfax Financial Holdings and listed itself on the NSE and BSE via its May 2024 IPO. It is IRDAI-regulated and has a growing customer base of over 3 crore policyholders.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official Go Digit website before purchasing.
Unlimited restoration of sum insured after every claim, no room-rent capping, no age or zone-based co-payment and in-built personal accident cover.
Key Features
A comprehensive health insurance policy with hospitalisation, maternity, critical illness, health check-up and multiple optional benefit sections.
Key Features
A customisable health insurance plan combining hospitalisation, OPD, maternity, refill, critical illness, cancer and wellness benefits.
Key Features
A health plan with 100% sum insured backup from Day 1, no exhaustion clause and coverage for both related and unrelated illnesses.
Key Features
A health insurance option that carries forward unused base Sum Insured to the next policy year, up to 100% of the base Sum Insured.
Key Features
A global health insurance option covering eligible treatment abroad when the illness is diagnosed in India, with worldwide coverage up to the selected Sum Insured.
Key Features
A health plan designed for young buyers with a shorter 1-year pre-existing disease waiting period and an auto-boost maternity wallet starting at ₹15,000.
Key Features
A Digit health plan with high Sum Insured options, no room-rent restriction, senior-focused coverage and annual health check-up benefits.
Key Features
A balanced Digit health plan with high Sum Insured options, maternity wallet, Sum Insured backup, shared-accommodation cash and broad hospitalisation benefits.
Key Features
Digit has 9,000+ cashless network hospitals, and under IRDAI's "Cashless Everywhere" mandate, it can also process cashless treatment at any hospital registered under the Clinical Establishments Act — not just its own network.
Yes — visit godigit.com to compare plans, get a quote, and buy a policy in under 5 minutes. No agent or branch visit required.