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Best Digital-First Experience
Go Digit offers a 100% paperless, app-based claim process. Their simple and transparent plans are best suited for tech-savvy millennials who want hassle-free health insurance.
2 plans available — compare coverage, premium, and key features.
100% paperless purchase and claims — buy in 5 minutes and file claims entirely on the app.
Key Features
Includes OPD cover, maternity, and mental health — all managed 100% digitally.
Key Features
Step-by-step claim process for Digit Health Insurance.
Open the Digit app and tap "File a Claim" — the entire process is app-based. No phone calls or paperwork required.
Upload hospitalisation details, photos of bills, and discharge summary directly on the app. AI validates documents instantly.
For cashless, the hospital gets pre-auth approval via the app. For reimbursement, documents are reviewed digitally within 7 days.
Cashless settlement happens at discharge. Reimbursement is credited directly to your bank account within 7 working days.
Digit is the go-to for millennials who want simple, transparent, and fully digital health insurance. The paperless claim process is a standout feature.
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Yes — Digit is 100% digital. You can buy a policy in under 5 minutes, manage it on the app, and file claims entirely without paperwork or phone calls.
Digit Health has a claim settlement ratio of 87.9% as per IRDAI Annual Reports — the lowest in this list, but improving rapidly as the company scales.
Digit is backed by Fairfax Financial Holdings and has received a unicorn valuation. While newer than peers, it is IRDAI-regulated and has a growing customer base of over 3 crore policyholders.
Digit has 6,000+ cashless network hospitals — the smallest in this comparison. This is the main drawback of choosing Digit, especially for those in smaller cities.
Yes — visit godigit.com to compare plans, get a quote, and buy a policy in under 5 minutes. No agent or branch visit required.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official Digit Health Insurance website before purchasing.