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Digit Double Wallet Plan is designed for customers who want strong health insurance protection with an additional sum insured backup. The plan provides 100% backup of the base sum insured from Day 1, helping restore coverage after the original sum insured is exhausted. The backup can be used for both related and unrelated illnesses. The plan also provides hospitalisation, day care, pre and post hospitalisation, domiciliary treatment, AYUSH treatment, organ donor expenses and wellness benefits. Digit also offers no room-rent restriction and no age-based or zone-based co-payment under its health insurance offering, subject to the selected policy terms.
A health plan with 100% sum insured backup from Day 1, no exhaustion clause and coverage for both related and unrelated illnesses.
Double Wallet is a strong option for customers who want meaningful restoration of their health cover without moving immediately to an unlimited-backup plan. Its key differentiator is the 100% sum insured backup from Day 1 with no exhaustion clause, which can provide an additional layer of protection during multiple hospitalisations. The plan also supports both related and unrelated illnesses. However, customers should review the applicable waiting periods, plan-specific limits, exclusions and optional covers before purchase. The actual benefits depend on the policy schedule and selected plan configuration.
Go Digit
Key Insights
Founded
2016
Go Digit was established 10 years ago and has built strong credibility over time, backed by its long-standing presence in the market.
Claims Experience
99.01% CSR, calculated as a 3-year average
Go Digit settles 99.01% of all claims it receives, demonstrating strong credibility.
Network Hospitals
9,000+
Go Digit has a network of 9,000+ hospitals, ensuring wide accessibility and convenience for policyholders.
An additional 100% of the base Sum Insured is available as backup from Day 1.
Applies subject to policy terms.
The backup can be used for hospitalisation arising from related as well as unrelated illnesses.
Subject to admissibility under the policy.
The plan is designed to provide backup protection without an exhaustion clause.
Applicable according to policy wording.
No room-rent restriction is specified for the Double Wallet plan configuration.
Check the policy schedule for the selected plan.
Eligible inpatient hospitalisation expenses are covered up to the applicable Sum Insured.
Optional cover for eligible consumable medical items that may otherwise be excluded.
Subject to availability, eligibility and underwriting.
Optional modification may be available for applicable initial, specific disease or pre-existing disease waiting periods.
Subject to eligibility and underwriting.
Initial waiting period applies to non-accidental illnesses. Pre-existing diseases and specified illnesses are subject to their applicable waiting periods. Waiting-period modification may be available as an optional cover, subject to eligibility and underwriting.
Initial Waiting Period
Non-accidental illnesses are subject to the applicable initial waiting period from policy inception.
Pre-Existing Disease Waiting Period
Pre-existing diseases are covered after completion of the applicable waiting period specified in the policy schedule.
Specific Illness Waiting Period
Certain specified illnesses and procedures may have a separate waiting period depending on the applicable policy terms.
Waiting Period Modification
A waiting-period modification option may be available as an optional cover subject to eligibility and underwriting.
Conditions or treatments that the policy clearly says it will not cover.
The plan covers hospitalisation arising from illnesses, accidents and eligible critical illnesses, subject to policy terms. Coverage also includes day care procedures, domiciliary treatment, AYUSH treatment and other eligible medical expenses.
Insurer
Go Digit plans and claim process
Digit Double Wallet Plan is a health insurance plan that provides 100% Sum Insured backup from Day 1 along with hospitalisation and other eligible medical benefits.
The Double Wallet benefit provides an additional backup equal to 100% of the base Sum Insured when the original Sum Insured is exhausted, subject to policy terms.
Yes. Digit states that the Double Wallet backup can be used for both related and unrelated illnesses, subject to the policy terms.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official Go Digit website before purchasing.
Contact Details
1800 103 4448
Headquarters: Atlantis, 95, 4th B Cross Road, Koramangala Industrial Layout, 5th Block, Bengaluru - 560095, Karnataka, India.
Official Website
godigit.com
Visit the official Go Digit website for plan brochures, premium quotes and policy services.
The aforementioned ratios have been averaged over three years (FY24-FY26)
Optional benefit that may provide a premium discount when treatment is taken at eligible network hospitals.
Subject to applicable terms.
The Double Wallet plan chart specifies no restriction on room rent, subject to the applicable policy configuration.
Yes. Eligible day care procedures are covered up to the applicable Sum Insured.
Yes. The plan chart provides 30 days of pre-hospitalisation and 60 days of post-hospitalisation coverage, subject to policy terms.
Yes. Eligible home or domiciliary hospitalisation expenses are covered up to the Sum Insured.
Worldwide treatment is not the core feature of Double Wallet. Customers looking specifically for overseas treatment should evaluate the applicable Digit worldwide treatment option.