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Transamerica offers flexible term life insurance with optional living benefits and riders.
Transamerica has been serving American families for more than a century and provides affordable term life insurance with optional riders for chronic, critical and terminal illnesses. Its products are designed for individuals seeking flexible protection with additional living benefits.
3 plans available — compare coverage, premium, and key features.
Built-in living benefits for chronic and terminal illness
Key Features
20-year level premium with living benefits built in
30-year coverage with accelerated death benefit rider
Step-by-step claim process for Transamerica.
The beneficiary contacts the insurer to report the policyholder’s death and request the claim process.
Submit the completed claim form along with the death certificate, policy details and identity documents.
The insurer verifies policy status, beneficiary details and supporting documents before approving the claim.
After approval, the insurer pays the death benefit to the nominated beneficiary according to the policy terms.
Transamerica is a strong choice for buyers who want affordable term life insurance with optional living benefit riders.
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Yes, Transamerica is often recognized for competitive term life pricing across a range of coverage amounts.
Transamerica offers term lengths ranging from 10 to 30 years to suit different financial protection needs.
Yes, most Transamerica term policies include a conversion privilege to permanent life insurance.
Larger coverage amounts typically require an exam, while smaller policies may qualify for simplified underwriting.
Available riders include accidental death benefit, waiver of premium, and children's term rider.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Ratings and figures are based on publicly available company disclosures and state insurance department filings. Finzony is not an insurance broker or agent. Verify all details on the official Transamerica website before purchasing.
Key Features
Key Features