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Pacific Life provides flexible term insurance with competitive pricing and applicant-friendly underwriting.
Pacific Life has built a strong reputation for offering affordable term life insurance combined with flexible conversion options. The company is known for accommodating a wide variety of applicants while maintaining excellent financial ratings.
3 plans available — compare coverage, premium, and key features.
Convertible to permanent coverage at any time
Key Features
Level premiums locked in for full 20 years
Key Features
Full 30-year level premium guarantee
Key Features
Pacific Life combines affordability, flexible policy options and exceptional financial stability, making it one of the strongest overall choices in the U.S. market.
Pacific Life offers term insurance in lengths ranging from 10 to 30 years to suit different life stages.
Yes, most term policies include a conversion privilege allowing an upgrade to permanent coverage.
Pacific Life primarily distributes policies through financial advisors and brokers rather than direct sales.
Riders such as accidental death benefit and waiver of premium are commonly available to enhance coverage.
Pacific Life holds strong financial strength ratings, reflecting reliability in paying claims over the long term.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official Pacific Life website before purchasing.