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Banner Life offers highly competitive term life insurance with coverage periods up to 40 years.
Banner Life, a subsidiary of Legal & General America, is one of the most recognized term life insurers in the United States. The company is known for affordable premiums, flexible term lengths, and strong financial stability. It is especially popular among healthy applicants seeking large coverage amounts at competitive prices.
3 plans available — compare coverage, premium, and key features.
One of the lowest premiums in the market for 10-year term
Key Features
Highly competitive rates for 20-year term coverage
Key Features
Maximum 30-year coverage at competitive rates
Key Features
Banner Life is an outstanding choice for individuals looking for affordable long-term term life insurance backed by strong financial strength and flexible underwriting.
Banner Life offers term lengths ranging from 10 to 40 years, allowing flexibility to match different financial planning needs.
Yes, Banner Life is known for competitive pricing on larger coverage amounts, often favored by financially healthy applicants.
Yes, most policies include a conversion privilege allowing you to switch to permanent coverage without new underwriting.
Larger coverage amounts typically require a medical exam, though some smaller policies may qualify for simplified underwriting.
Banner Life is a subsidiary of Legal & General America, backed by a large global financial services group.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official Banner Life website before purchasing.