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Compare the best car insurance companies, premiums, discounts and coverage options across the United States.
Ranked by claim settlement ratio, network size, plan quality, and customer experience. Tap "Compare" on any 2 companies to see them side by side.
State Farm is the largest auto insurance provider in the United States, offering affordable coverage, extensive local agent support, and dependable claims service.
State Farm combines competitive pricing, excellent financial strength, an extensive local agent network, and reliable claims support. It remains one of the best choices for drivers seeking dependable protection and personalized service.
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Progressive is one of the leading auto insurance providers in the United States, known for competitive pricing, innovative tools, and flexible coverage options.
Progressive offers affordable premiums, innovative pricing tools, and an excellent digital experience. Drivers looking for customizable coverage and usage-based discounts will find Progressive to be one of the strongest choices in the U.S. auto insurance market.
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GEICO is one of the largest auto insurance providers in the United States, offering affordable rates, fast online service, and nationwide coverage.
GEICO combines low premiums, excellent financial strength, and one of the best online insurance experiences in the industry. It is particularly attractive for drivers seeking affordable coverage with convenient digital policy management.
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Allstate is one of the largest auto insurance companies in the United States, offering comprehensive coverage, accident forgiveness, and a wide range of driver discounts.
Allstate offers extensive policy customization, valuable optional coverages, and a strong claims network. Drivers looking for accident forgiveness, safe driving rewards, and bundled insurance products will find Allstate to be one of the strongest options in the U.S. auto insurance market.
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USAA offers some of the highest-rated auto insurance in the United States exclusively for military members, veterans, and eligible family members.
USAA is widely regarded as one of the best automobile insurance providers in America for eligible military members and their families. Exceptional customer service, competitive premiums, excellent claims satisfaction, and strong financial stability make it an outstanding choice for those who qualify for membership.
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Farmers Insurance offers flexible auto insurance policies with customizable coverage, strong local agent support, and numerous discount opportunities.
Farmers Insurance provides highly flexible coverage options, reliable claims support, and valuable policy add-ons for drivers seeking personalized protection. Its combination of local agent service and comprehensive policy features makes it a strong option for families and long-term vehicle owners.
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Liberty Mutual offers flexible auto insurance with extensive coverage options, accident forgiveness, and a wide range of discounts for U.S. drivers.
Liberty Mutual stands out for its highly customizable automobile insurance policies, valuable optional coverages, and dependable claims service. Drivers seeking flexibility and enhanced protection beyond standard auto insurance will find Liberty Mutual to be an excellent long-term provider.
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Travelers is one of the oldest and most respected auto insurance providers in the United States, offering comprehensive coverage, strong financial stability, and excellent claims service.
Travelers combines extensive coverage options, dependable customer service, and excellent financial strength. Its broad selection of policy features and discounts makes it an excellent choice for drivers seeking reliable long-term automobile insurance.
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American Family offers dependable auto insurance with personalized coverage options, competitive discounts, and strong customer satisfaction.
American Family delivers reliable coverage, competitive pricing, and outstanding customer service. Its customizable policies and attractive discounts make it an excellent option for families, homeowners, and drivers seeking long-term protection.
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AAA offers reliable auto insurance backed by roadside assistance, member benefits, competitive rates, and trusted customer service across the United States.
AAA combines dependable automobile insurance with industry-leading roadside assistance, travel services, and member discounts. Drivers who value comprehensive membership benefits alongside quality insurance coverage will find AAA to be an excellent long-term choice.
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All key metrics at a glance.
| # | Company | Claim Settlement | Starting Premium | Max Coverage |
|---|---|---|---|---|
| 1 | | N/A | From $42/month* | Liability to Full Coverage |
| 2 | | N/A | From $39/month* | Liability to Full Coverage |
| 3 | | N/A | From $36/month* | Liability to Full Coverage |
| 4 | | N/A | From $44/month* | Liability to Full Coverage |
| 5 | | N/A | From $34/month* | Liability to Full Coverage |
| 6 | | N/A | From $45/month* | Liability to Full Coverage |
| 7 | | N/A | From $43/month* | Liability to Full Coverage |
| 8 | | N/A | From $41/month* | Liability to Full Coverage |
| 9 | | N/A | From $40/month* | Liability to Full Coverage |
| 10 | | N/A | From $38/month* | Liability to Full Coverage |
Key features you must check before buying any motor insurance plan in USA.
Liability limits vary by state — check your state's minimum coverage laws and consider going above the minimum for better financial protection.
If your car is newer or financed, add collision and comprehensive coverage on top of liability to protect against damage to your own vehicle.
Roughly 1 in 8 US drivers is uninsured — this coverage protects you if you're hit by a driver with no or insufficient insurance.
A higher deductible lowers your premium but increases what you pay out of pocket in a claim — choose a level you can comfortably afford.
Combining auto insurance with home or renters insurance from the same insurer often unlocks meaningful multi-policy discounts.
Telematics-based programs that track your driving habits can lower premiums significantly for safe, low-mileage drivers.
Most states require a minimum level of liability auto insurance to legally drive, though minimum coverage requirements vary by state.
Liability coverage pays for damage or injuries you cause to others, while full coverage also includes collision and comprehensive coverage for your own vehicle.
Collision coverage pays for damage to your vehicle resulting from a collision with another vehicle or object, regardless of who is at fault.
Comprehensive coverage protects against non-collision damage such as theft, vandalism, fire, or natural disasters.
Premiums are influenced by driving record, age, location, vehicle type, credit history in most states, and the coverage limits you choose.
This coverage protects you if you are in an accident with a driver who has no insurance or insufficient coverage to pay for your damages.
Common ways include bundling policies, maintaining a clean driving record, raising deductibles, and taking advantage of safe-driver or usage-based discounts.
Claims can typically be filed online, through a mobile app, or by phone, and require details of the incident along with photos or a police report if applicable.
Disclaimer: The information on this page is for educational purposes only. Premium amounts are indicative and may vary based on age, health, and plan selected. Please verify all details directly with the insurer before purchasing. Finzony is not an insurance broker or agent.