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A prominent insurer distinguished for its indexed universal life offerings and robust institutional product lineup.
Pacific Life is well known in the life insurance industry for its indexed universal life (IUL) policies, which combine death benefit protection with cash-value growth potential tied to a market index. The company also has a strong institutional and annuity business, lending additional financial depth to its individual life insurance offerings.
3 plans available — compare coverage, premium, and key features.
Strong conversion privilege to any permanent product
Key Features
Index-linked growth with a 0% floor — no loss in down markets
Key Features
Built-in long-term care benefit linked to the death benefit
Key Features
Pacific Life's strength in indexed universal life makes it a go-to option for buyers wanting market-linked cash-value growth potential alongside permanent coverage.
Pacific Life is known for universal life, indexed universal life, and variable universal life products geared toward long-term planning.
Yes, permanent life insurance from Pacific Life is often used as part of estate planning strategies to transfer wealth efficiently.
Pacific Life primarily distributes policies through financial advisors and brokers rather than direct online sales.
Indexed universal life ties cash value growth to a market index, offering growth potential with downside protection.
Pacific Life holds strong financial strength ratings, reflecting long-term stability and claims-paying ability.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official Pacific Life website before purchasing.