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A highly rated mutual company recognized for diverse whole life products and strong cash-value accumulation options.
MassMutual is another long-standing mutual insurer offering a broad lineup of whole life, universal life, and term products. It is frequently praised for strong cash-value growth potential within its whole life policies and a stable dividend track record, backed by consistently high financial strength ratings.
3 plans available — compare coverage, premium, and key features.
Online application with quick approval, no agent needed
Key Features
Strong cash value accumulation with consistent dividend history
Key Features
Joint policy ideal for estate planning and business succession
Key Features
MassMutual's whole life products are built for steady cash-value growth, making it a solid pick for buyers using permanent life insurance as part of a long-term savings strategy.
As a mutual company, MassMutual is owned by policyholders and may pay annual dividends on participating whole life policies.
No, dividends are not guaranteed and depend on the company's financial performance each year.
MassMutual policies are primarily sold through licensed financial advisors who can help tailor coverage to your needs.
MassMutual consistently holds top-tier financial strength ratings from major independent rating agencies.
Yes, permanent life policies with cash value can be used as a supplemental source of retirement income through withdrawals or loans.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official MassMutual website before purchasing.