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AIG offers flexible life insurance solutions with term, universal, and permanent life coverage backed by one of the world's largest insurance organizations.
American General Life Insurance Company, part of AIG, provides a wide range of life insurance products including Term Life, Universal Life, Indexed Universal Life, and Variable Universal Life Insurance. The company is recognized for flexible underwriting, high policy limits, and customizable coverage options suitable for individuals, families, and business owners. AIG also offers accelerated benefit riders and digital policy management tools that help customers manage long-term financial protection.
3 plans available — compare coverage, premium, and key features.
Choose any term length from 10 to 35 years
Key Features
Guaranteed acceptance for ages 50-80, no health questions
Living benefits for chronic, critical, and terminal illness built in
Step-by-step claim process for AIG (American General Life).
The beneficiary informs the insurance company about the policyholder’s death and requests a claim form.
Submit the completed claim form along with the death certificate, identity proof and any required policy documents.
The insurer verifies the policy details, beneficiary information and submitted documents before making a decision.
Once approved, the life insurance benefit is paid to the beneficiary according to the selected payout option.
AIG provides competitive life insurance products with flexible underwriting and multiple permanent insurance options. It is well suited for customers seeking customizable protection backed by a globally recognized insurance provider.
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AIG offers term life, whole life, universal life, and indexed universal life policies to suit different protection and savings goals.
Some AIG policies offer no-exam options with simplified underwriting, while larger coverage amounts may require a medical exam.
Yes, many AIG term policies include a conversion option allowing you to switch to permanent coverage without a new medical exam.
Depending on the policy type and underwriting requirements, approval can take anywhere from a few days to several weeks.
Common riders include accidental death benefit, waiver of premium, and accelerated death benefit for critical illness.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Ratings and figures are based on publicly available company disclosures and state insurance department filings. Finzony is not an insurance broker or agent. Verify all details on the official AIG (American General Life) website before purchasing.
Key Features
Key Features