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Best for Affordability & Network
SBI General has the largest hospital network in India with 20,000+ empanelled hospitals. Backed by the SBI brand, they offer the most affordable premiums in the market.
3 plans available — compare coverage, premium, and key features.
Most affordable comprehensive plan with access to 20,000+ hospitals — largest network in India.
Key Features
Includes OPD cover for doctor consultations and medicines — rare at this price point.
Key Features
Higher sum insured options with no room rent sub-limits on premium variants.
Key Features
Step-by-step claim process for SBI General Health Insurance.
Call 1800-209-1111 (toll-free) or visit the nearest SBI branch for assistance. Notify within 24 hours of emergency admission.
Network hospital submits pre-auth to SBI General's TPA. Approval in 4–8 hours for planned procedures.
SBI General settles approved amounts directly with the hospital. SBI branch network provides additional support if needed.
Submit documents within 30 days. You can also submit at any SBI branch — a unique advantage of SBI's widespread network.
SBI General is the best pick for those on a budget who need a reliable insurer. The 20,000+ hospital network ensures coverage even in smaller cities.
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SBI General has 20,000+ empanelled hospitals — the largest network among all health insurers in India. This is partly due to SBI's nationwide presence which helps onboard hospitals in smaller towns.
Yes — SBI General is the best option for people in smaller cities and towns due to the 20,000+ hospital network. Cashless treatment is available even in districts where other insurers have no network.
SBI General has a claim settlement ratio of 92.5% as per IRDAI Annual Reports.
Yes — SBI account holders often get preferential premiums and easier documentation for SBI General policies. Check with your SBI branch for current offers.
SBI Health Edge offers up to ₹50L sum insured. For higher coverage requirements, a super top-up plan is recommended alongside SBI General.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official SBI General Health Insurance website before purchasing.