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Integrated healthcare system combining insurance coverage with hospitals and physicians.
Kaiser Permanente is a nonprofit healthcare organization known for combining health insurance with its own hospitals and physicians. Members receive coordinated care through an integrated healthcare delivery model available in multiple U.S. states.
6 plans available — compare coverage, premium, and key features.
Higher-premium plan tier designed for lower out-of-pocket costs for covered care
Key Features
Step-by-step claim process for Kaiser Permanente.
Visit an in-network healthcare provider and receive eligible medical treatment.
The healthcare provider or policyholder submits the claim with the required medical documentation.
The insurer reviews coverage, verifies policy benefits and processes the submitted claim.
After approval, the insurer pays the healthcare provider directly or reimburses the policyholder according to policy terms.
Kaiser Permanente delivers coordinated medical care with excellent preventive health services and high member satisfaction where available.
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Kaiser Permanente operates in 8 states and Washington D.C. including Colorado, Georgia, Hawaii, Maryland, Oregon, Virginia and Washington.
In most cases you need a referral from your primary care physician since Kaiser operates as an HMO model.
Kaiser integrates the insurance and care delivery — your doctors, hospital, labs and pharmacy all work together under one system.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Ratings and figures are based on publicly available company disclosures and state insurance department filings. Finzony is not an insurance broker or agent. Verify all details on the official Kaiser Permanente website before purchasing.
Gold-tier HMO coverage with benefits and cost-sharing defined by the local policy
Key Features
Silver-tier HMO coverage with benefits and cost-sharing defined by the local policy
Key Features
Bronze-tier HMO coverage with benefits and cost-sharing defined by the local policy
Key Features
Catastrophic-style coverage for eligible applicants, with high potential out-of-pocket costs before the plan pays for most services
Key Features
Gold-tier HMO plan variant with primary-care cost-sharing details defined by the local policy
Key Features
Yes, Kaiser covers emergency care anywhere in the world. You pay the in-network cost share for true emergencies.
Kaiser plans generally require members to use Kaiser facilities and doctors, with limited exceptions for emergencies or specific referrals.