Loading...
Loading...
Best for Healthy Lifestyle Rewards
Aditya Birla Health Insurance's HealthReturns programme rewards healthy habits — earn up to 30% of your premium back as cashback. Their Activ Health app tracks fitness and integrates with plans.
4 plans available — compare coverage, premium, and key features.
HealthReturns programme pays up to 30% of your annual premium back as cashback if you meet fitness goals via the Activ Health app — a genuine financial reward for staying healthy.
Key Features
Strong all-rounder plan without the wellness programme complexity — ideal for families who want straightforward coverage.
Key Features
Covers entry up to age 80 — highest entry age among major health insurers for a comprehensive plan.
Key Features
True global coverage in USD — not just a travel policy but a comprehensive international health plan for expats and NRIs.
Key Features
Step-by-step claim process for Aditya Birla Health Insurance.
Call 1800-270-7000 (toll-free) or raise a claim on the Activ Health app within 48 hours of hospitalisation.
Network hospital submits pre-auth to Aditya Birla Health. Approval in 4–8 hours. Track status on the app.
Aditya Birla Health settles directly with the hospital for approved cashless amounts at discharge.
Submit all documents via app or email within 30 days of discharge. Settlement within 10–15 working days.
If you are health-conscious and want to earn rewards for staying fit, Aditya Birla is unmatched. The HealthReturns programme can return up to 30% of your premium.
Compare
Top 10 Health Insurance Companies
See how Aditya Birla Health Insurance ranks vs others
Finzony Academy
Health Insurance — Complete Guide
Room rent traps, co-pay, Super Top-Up explained
HealthReturns rewards you for staying healthy. You earn Active Dayz by tracking fitness via the Activ Health app. Based on your Active Dayz, you get up to 30% of your annual premium back as cashback at renewal.
Yes — Activ Health Platinum Enhanced covers chronic conditions like diabetes, hypertension, and asthma from Day 1. This is unique among private health insurers in India.
Aditya Birla Health has a claim settlement ratio of 95.8% as per the latest IRDAI Annual Report — one of the highest among private health insurers.
Yes. The Activ Care plan is specifically designed for senior citizens with entry age up to 80 years — the highest among major health insurers in India.
The app is mandatory only if you want to earn HealthReturns cashback. For standard coverage and claims, you can use the website or call the toll-free number.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official Aditya Birla Health Insurance website before purchasing.