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Reliance General Student Travel Insurance is designed for eligible students travelling abroad for educational purposes. Studying overseas can involve unexpected medical costs, travel disruptions and loss of essential belongings. Depending on the applicable policy wording and issued schedule, benefits may include eligible medical expenses arising from sudden illness or injury, checked-in baggage loss, personal liability, compassionate visits and study interruption. The student policy wording also describes specific conditions for covered events and associated claims. The policy is intended for qualifying overseas study trips; eligibility, policy duration, destination requirements, benefit limits and exclusions must be checked before purchase.
Travel protection for students pursuing education overseas
Students and families should compare this policy against the requirements of the university, destination country and visa application. Medical limits, emergency assistance, medical evacuation, study interruption conditions, baggage benefits and personal liability are especially important. A benefit being mentioned in product information does not mean every circumstance is covered: the event must meet the policy definition and any required documentation must be supplied. Review restrictions relating to pre-existing conditions, planned treatment, study duration and the policy period. Where a university requires specific medical insurance limits or benefits, verify that the selected schedule satisfies those requirements before paying the premium.
IndusInd General
Key Insights
Founded
2000
IndusInd General was established 26 years ago and has built strong credibility over time, backed by its long-standing presence in the market.
Claims Experience
96.8% CSR, calculated as a 3-year average
IndusInd General settles 96.8% of all claims it receives, demonstrating strong credibility.
Contact Details
1800-3009
Headquarters: 6th Floor, Oberoi Commerz, International Business Park, Oberoi Garden City, Off. Western Express Highway, Goregaon (E), Mumbai – 400063, Maharashtra, India.
Eligible expenses arising from sudden illness or injury during the insured trip may be covered under the medical benefit, subject to the policy wording and schedule.
Check the medical sum insured, covered treatment, deductibles, emergency assistance requirements and exclusions.
The student policy wording describes medically necessary transportation in specified circumstances where adequate treatment cannot reasonably be guaranteed nearby and the insured student's health would be at risk.
Eligibility, transport arrangements and payable expenses are governed by the policy conditions. Contact the prescribed assistance service when required.
A qualifying loss of checked-in baggage during an insured journey may be covered within the applicable benefit limit.
Retain the airline baggage receipt, carrier report and other claim documents required by the insurer.
Specified legal liability to a third party may be covered when the incident meets the policy definition and all applicable conditions.
Not every accidental loss, injury or legal claim is covered. Review liability limits and exclusions.
A qualifying compassionate visit may help with specified travel expenses for an eligible accompanying person in circumstances described by the policy.
Check the qualifying medical event, eligible visitor and payable expenses in the policy wording.
Review the current student-plan quote and schedule for any additional benefits or extensions available for the student's destination and study period.
Only benefits expressly included in the issued policy should be represented as purchased cover.
Conditions or treatments that the policy clearly says it will not cover.
Insurer
IndusInd General plans and claim process
It is a travel insurance offering for eligible students travelling abroad for education. Depending on the policy schedule, benefits may include eligible medical expenses, baggage loss, personal liability, compassionate visits and study interruption.
Students travelling overseas for higher education may consider this cover. They should also check their university, visa and destination-country insurance requirements before selecting a policy.
The premium depends on factors such as the student's details, destination, insured period and selected benefits. Request a quote using the actual study-trip details.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official IndusInd General website before purchasing.
Official Website
indusindinsurance.com
Visit the official IndusInd General website for plan brochures, premium quotes and policy services.
The aforementioned ratios have been averaged over three years (FY24-FY26)
Eligible medical expenses arising from sudden illness or injury may be covered subject to the medical limit, policy conditions, deductibles and exclusions.
Do not assume pre-existing diseases or related complications are covered. Check the applicable policy wording for medical exclusions and any relevant restrictions.
Study interruption cover may provide a benefit for specific insured circumstances that disrupt a student's education. The covered events, eligibility requirements and payable amount depend on the policy wording.
A qualifying loss of checked-in baggage may be covered within the applicable limit. The student should retain the baggage receipt and report the loss to the carrier as required.
A compassionate visit benefit may apply in specified circumstances. Check the policy wording for the qualifying event, eligible visitor expenses and limits.
That depends on the university, destination country and the specific cover selected. Compare the required medical limits and benefits with the actual policy schedule before purchasing.
Read the Reliance Travel Care Policy Student Plan Policy Wording and the schedule issued with your quote. These documents specify eligibility, covered events, benefit limits, exclusions and claim requirements.