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Reliance General Asia Travel Insurance is designed for eligible travellers visiting covered destinations in Asia. Depending on the policy schedule and selected benefits, the plan can provide financial protection against unexpected medical expenses, passport loss, checked-in baggage loss or delay, personal accidents, personal liability, travel delays and specified travel emergencies. The precise benefits, limits, deductibles and eligibility conditions must be checked in the issued policy documents before purchase.
Travel protection for eligible trips across Asia
Asia Travel Insurance can be useful for Indian travellers who want protection against unforeseen medical and travel-related expenses during an overseas trip. Its relevance depends on the destination, trip length, traveller age, selected medical sum insured and the benefits included in the final quote. Review emergency medical limits, deductibles, baggage sub-limits, passport replacement conditions and assistance procedures carefully. Do not assume every listed benefit has the same limit or is automatically included in every policy configuration. Pre-existing medical conditions and other exclusions require particular attention. The policy wording and schedule issued for the purchased policy take precedence over general product summaries.
IndusInd General
Key Insights
Founded
2000
IndusInd General was established 26 years ago and has built strong credibility over time, backed by its long-standing presence in the market.
Claims Experience
96.8% CSR, calculated as a 3-year average
IndusInd General settles 96.8% of all claims it receives, demonstrating strong credibility.
Contact Details
1800-3009
Headquarters: 6th Floor, Oberoi Commerz, International Business Park, Oberoi Garden City, Off. Western Express Highway, Goregaon (E), Mumbai – 400063, Maharashtra, India.
Eligible sudden medical expenses incurred during the insured trip may be covered, subject to the selected sum insured, policy conditions and exclusions.
Check medical limits, deductibles, emergency assistance requirements and exclusions in the policy schedule.
The policy wording describes limited cover for specified acute dental treatment during travel, subject to applicable conditions and limits.
Not a substitute for routine dental care; review the policy wording for covered treatment and exclusions.
Eligible expenses associated with loss of a passport may be covered when the policy conditions and required reporting procedures are met.
Police reporting and other supporting documents may be required. Negligence and other specified circumstances can be excluded.
Compensation may be available for total loss of checked-in baggage on an eligible insured journey, subject to the schedule limit and deductible.
Keep airline documentation and other evidence required for a claim.
A benefit may be available for qualifying delays involving checked-in baggage, subject to the applicable waiting threshold and policy conditions.
The qualifying delay and payable amount must be confirmed in the policy schedule.
Confirm the final quote and policy schedule for any selectable or separately priced benefits applicable to the trip.
Do not assume an additional benefit is included unless it appears in the issued policy documents.
This is an overseas travel insurance product, not a domestic health insurance policy. Coverage is subject to the policy period, benefit-specific conditions, limits, deductibles and exclusions.
Conditions or treatments that the policy clearly says it will not cover.
Emergency medical expenses may be covered subject to the policy terms, eligible treatment, medical necessity, applicable limits and exclusions. Pre-existing diseases and related complications should not be assumed to be covered.
Insurer
IndusInd General plans and claim process
It is an overseas travel insurance product intended for eligible trips to covered Asian destinations. The available benefits and limits are determined by the applicable policy wording and schedule.
Depending on the policy schedule, benefits may include eligible emergency medical expenses, passport loss, checked-in baggage loss or delay, personal accident, personal liability and specified travel-related emergencies.
The premium depends on factors such as traveller age, destination, trip duration and selected cover. Obtain a quote using the actual trip details instead of relying on an assumed price.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official IndusInd General website before purchasing.
Official Website
indusindinsurance.com
Visit the official IndusInd General website for plan brochures, premium quotes and policy services.
The aforementioned ratios have been averaged over three years (FY24-FY26)
Eligible emergency medical expenses may be covered up to the applicable limit, subject to policy terms, deductibles and exclusions. Confirm the selected medical sum insured before buying.
Do not assume that pre-existing diseases are covered. The applicable wording contains restrictions and exclusions for pre-existing conditions and related complications. Review the terms relevant to the traveller.
A qualifying passport-loss benefit may apply, subject to the policy conditions, required reporting and supporting documentation. Certain circumstances are excluded.
The policy wording describes benefits for specified checked-in baggage loss and delay events. The applicable limits, deductibles and claim requirements are set out in the policy schedule and wording.
No. Only delay events that meet the policy definition and qualifying conditions may be eligible. Check the applicable time threshold, evidence requirements and benefit limit.
Depending on the claim, documents may include the policy schedule, travel tickets, medical reports and bills, airline or baggage reports, police reports and receipts. Follow the insurer's claim instructions.
Read the Reliance Travel Care Policy Asia Plan wording and the schedule issued with your quote. These documents specify the insured benefits, limits, deductibles, eligibility conditions and exclusions applicable to your policy.