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Reliance General International Travel Insurance is offered through the Reliance Travel Care Policy (UIN RELTIOP08002V010708). It is designed to help eligible travellers manage specified medical emergencies and travel-related losses while outside India. Depending on the selected plan and policy schedule, benefits may include overseas medical expenses, emergency medical evacuation, repatriation of mortal remains, personal accident, checked-baggage loss or delay, passport loss, personal liability and trip-related disruptions. The proposal form lists multiple cover configurations, including Standard, Silver, Gold and Platinum for individual travellers. Available choices and limits depend on eligibility, destination and underwriting. The policy schedule, prospectus and wording determine the benefits actually purchased. The premium is quote-based and should be confirmed directly with the insurer before purchase.
International travel protection through Reliance Travel Care Policy
International travel insurance can be valuable because emergency medical treatment and evacuation abroad can be expensive. Reliance Travel Care offers a range of plan levels, allowing eligible customers to select cover according to their destination and needs. Certain policy versions also describe an automatic extension of up to 30 days in specified medical emergency or evacuation circumstances; this should be checked against the wording applicable to the issued policy. The key comparison points are the medical sum insured, treatment sub-limits, deductible, baggage limits, emergency assistance conditions and exclusions. Pre-existing diseases are excluded under the relevant medical benefit wording, and treatment that can reasonably be delayed until return to India may also be excluded. Not every benefit applies to every plan. Review the current policy schedule and wording rather than relying on the general product description alone.
IndusInd General
Key Insights
Founded
2000
IndusInd General was established 26 years ago and has built strong credibility over time, backed by its long-standing presence in the market.
Claims Experience
96.8% CSR, calculated as a 3-year average
IndusInd General settles 96.8% of all claims it receives, demonstrating strong credibility.
Contact Details
1800-3009
Headquarters: 6th Floor, Oberoi Commerz, International Business Park, Oberoi Garden City, Off. Western Express Highway, Goregaon (E), Mumbai – 400063, Maharashtra, India.
Eligible emergency medical expenses arising from covered illness or injury abroad, subject to the selected plan and policy schedule.
Pre-existing diseases and specified non-emergency treatments are excluded under the relevant wording.
Eligible medically necessary transportation to an appropriate hospital or other destination when the policy conditions are met.
Subject to medical necessity, assistance-provider requirements and policy limits.
Eligible transportation of mortal remains to India or other permitted arrangements after a covered death abroad.
Applicable limits and conditions are set out in the policy schedule.
Selected benefits may compensate covered loss of checked baggage or a qualifying baggage delay.
Airline documentation, claim evidence, exclusions and sub-limits apply.
Selected plans may include specified assistance for passport loss and personal liability during the insured trip.
Check the chosen plan schedule for availability, definitions and limits.
The proposal form provides for optional add-on selection under eligible Student plan variants.
Student-specific add-ons are not automatically included in this general International Travel plan.
Conditions or treatments that the policy clearly says it will not cover.
Insurer
IndusInd General plans and claim process
It is overseas travel insurance offered through the Reliance Travel Care Policy. Cover depends on the selected plan, destination, policy schedule and wording.
The referenced Reliance Travel Care Policy prospectus displays UIN RELTIOP08002V010708. Confirm that this is the applicable UIN for the policy currently being offered.
The proposal form lists Standard, Silver, Gold and Platinum options for Individual plans. Availability can vary by traveller category and underwriting.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official IndusInd General website before purchasing.
Official Website
indusindinsurance.com
Visit the official IndusInd General website for plan brochures, premium quotes and policy services.
The aforementioned ratios have been averaged over three years (FY24-FY26)
Eligible overseas medical expenses are covered subject to the selected plan limits, conditions and exclusions.
Pre-existing diseases are excluded under the relevant medical-expense wording. Review the full policy wording for the exact definitions and restrictions.
Selected policy variants provide specified baggage loss or delay benefits. Limits, evidence requirements and exclusions apply.
Passport-related benefits may be available under the selected plan. Check the schedule for the applicable benefit and maximum payable amount.
The insurer describes automatic extension up to 30 days in specified medical emergency or evacuation circumstances. Confirm the conditions in the current wording.
Premium depends on destination, age, duration, sum insured and selected plan. Obtain a current quotation from Reliance General for the exact amount.
Read the current Reliance Travel Care Policy prospectus, policy wording and issued schedule, available through the insurer’s official website.