What is the TripSecure+ premium?

The premium depends on traveller details, destination, trip duration and selected benefits. Obtain a quote for the actual trip.

Exclusions vary by policy. Read the current policy wording and schedule before purchase.

ICICI Lombard TripSecure+ Travel Insurance: Benefits and Cover

Q: Are adventure sports covered?

Certain adventure activities may be covered when permitted by the selected policy. Check activity-specific restrictions before travelling.

ICICI Lombard TripSecure+ Travel Insurance: Benefits and Cover

TripSecure+ Overview

TripSecure+ is ICICI Lombard's customizable international travel insurance solution. It is designed for travellers with different trip purposes and travel needs. Available benefits depend on the policy purchased, destination, eligibility and chosen cover.

Flexible travel protection with options for medical emergencies, visa rejection and selected adventure activities.

Expert Review of TripSecure+

Before purchasing, compare the medical sum insured, emergency assistance, trip cancellation conditions, baggage-related benefits and any optional covers. The product information describes benefits that can include visa-fee reimbursement following visa rejection, eligible rental-car deposit protection, adventure-sports medical cover and specified pre-existing disease events. These benefits are subject to policy terms, conditions, limits and exclusions.

Pros

Customizable international travel protection, subject to the selected option.
Some options may include visa-rejection and adventure-activity benefits.
Can suit different traveller profiles and trip purposes.

Cons

Premium and benefits vary with destination and traveller details.
Not every benefit is necessarily included in every policy.
Claims require compliance with policy conditions and documentation.

About ICICI Lombard (Insurer Profile)

ICICI Lombard

Key Insights

Founded

2001

ICICI Lombard was established 25 years ago and has built strong credibility over time, backed by its long-standing presence in the market.

Claims Experience

97.6% CSR, calculated as a 3-year average

ICICI Lombard settles 97.6% of all claims it receives, demonstrating strong credibility.

Contact Details

1800-2666

Headquarters: ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhi Vinayak Temple, Prabhadevi, Mumbai - 400025, Maharashtra, India

TripSecure+ Features and Benefits

Emergency medical expenses

Covered medical expenses according to the selected sum insured and policy conditions.

Check the policy schedule for the applicable limit.

Visa rejection

Visa-fee reimbursement may apply following an eligible visa rejection.

Subject to covered reasons, documentation and policy conditions.

Adventure activities

Medical cover for specified adventure-sports injuries may be available.

Confirm eligible activities and any restrictions before participating.

Rental car deposit

Eligible rental-car deposit protection may apply in specified circumstances.

Subject to selected cover and policy conditions.

Trip-related protection

Selected trip disruption and baggage benefits may be available.

Benefit limits and covered events vary by policy.

Add-ons of TripSecure+

Optional or selected extra cover

Availability of extra benefits depends on the actual policy offered.

Do not assume an add-on is included unless shown in the policy schedule.

What TripSecure+ Does Not Cover (Exclusions)

Conditions or treatments that the policy clearly says it will not cover.

Undeclared or non-covered events and expenses outside the policy terms.
Activities or circumstances excluded by the purchased policy.
Claims that fail applicable documentation, reporting or other policy conditions.

Disclaimer: For illustration purposes only - exact terms are in the policy wording.

Insurer

ICICI Lombard plans and claim process

TripSecure+ FAQs

What is ICICI Lombard TripSecure+?

TripSecure+ is an international travel insurance solution with customizable options. Benefits depend on the selected policy and its wording.

Does TripSecure+ cover medical emergencies?

Eligible medical expenses may be covered up to the selected limit, subject to exclusions and policy conditions.

Is visa rejection covered?

A visa-fee reimbursement benefit may apply for eligible visa rejection cases. Review the applicable conditions and required documents.

Are adventure sports covered?

Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official ICICI Lombard website before purchasing.