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The official product is Globetrotter – Overseas Individual Student Travel Insurance Policy. The policy describes student-focused overseas protection including eligible medical expenses, dental treatment, compassionate visit, total loss of checked-in baggage and passport-loss expenses, subject to policy terms.
The official product is Globetrotter – Overseas Individual Student Travel Insurance Policy. The policy describes student-focused overseas protection including eligible medical expenses, dental treatment, compassionate visit, total loss of checked-in baggage and passport-loss expenses, subject to policy terms.
The student policy is designed for eligible students travelling overseas. Its published benefits include medical treatment for illness or accident, eligible dental expenses, compassionate visit in specified hospitalisation circumstances, total loss of checked-in baggage and loss-of-passport expenses. Check eligibility, study destination, policy duration, benefit limits, restricted territories and exclusions in the current policy wording. The premium displayed in the CMS is not independently verified.
ICICI Lombard
Key Insights
Founded
2001
ICICI Lombard was established 25 years ago and has built strong credibility over time, backed by its long-standing presence in the market.
Claims Experience
97.6% CSR, calculated as a 3-year average
ICICI Lombard settles 97.6% of all claims it receives, demonstrating strong credibility.
Contact Details
1800-2666
Headquarters: ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhi Vinayak Temple, Prabhadevi, Mumbai - 400025, Maharashtra, India
Eligible inpatient and outpatient medical treatment for illness or accident abroad.
Advance authorisation and policy conditions may apply.
Eligible dental treatment for natural teeth during the overseas trip.
Subject to the student policy wording and benefit limits.
Specified visit expenses may be covered if hospitalisation and medical conditions meet the policy criteria.
The policy defines the qualifying circumstances and limit.
Compensation for total loss of checked-in baggage in covered circumstances.
Payment is subject to the policy limit and conditions.
Eligible expenses for obtaining a duplicate or replacement passport.
Exclusions and policy limits apply.
Any additional benefit must be confirmed in the selected student policy schedule.
No extra cover is assumed to be included automatically.
Conditions or treatments that the policy clearly says it will not cover.
Insurer
ICICI Lombard plans and claim process
The official student policy lists eligible medical expenses, dental treatment, compassionate visit, total loss of checked-in baggage and passport-loss expenses, subject to terms.
Starts at ₹620/month (admin display; reconfirm with insurer). This is the amount currently displayed in the CMS and should be reconfirmed using a current insurer quote.
No. Only eligible expenses within the applicable benefit limits and conditions are payable. Exclusions and deductibles may apply.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official ICICI Lombard website before purchasing.
Official Website
icicilombard.com
Visit the official ICICI Lombard website for plan brochures, premium quotes and policy services.
The aforementioned ratios have been averaged over three years (FY24-FY26)
These benefits may be available depending on the policy and circumstances. Refer to the selected policy wording and schedule.
Do not assume so. Pre-existing conditions may be excluded unless the applicable policy expressly provides cover.
Check the latest policy wording and the schedule issued with the insurer quote. The schedule specifies the applicable limits, deductibles and selected benefits.