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Gold Multi-Trip is intended for eligible international travellers who make multiple journeys during the policy period. Cover is governed by the selected option, total eligible travel days, destinations and policy schedule.
One policy period can cover multiple eligible trips, subject to the selected travel-day limit and policy wording.
Frequent travellers should compare the total number of covered travel days, the maximum duration allowed for each trip, medical limits, emergency assistance and baggage or trip-related benefits. The policy wording describes multi-trip options with specified total travel-day limits. A benefit or limit must not be assumed unless it appears in the purchased policy schedule.

ICICI Lombard
Key Insights
Founded
2001
ICICI Lombard was established 25 years ago and has built strong credibility over time, backed by its long-standing presence in the market.
Claims Experience
97.6% CSR, calculated as a 3-year average
ICICI Lombard settles 97.6% of all claims it receives, demonstrating strong credibility.
Contact Details
1800-2666
Headquarters: ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhi Vinayak Temple, Prabhadevi, Mumbai - 400025, Maharashtra, India
Eligible trips can be covered within the policy period.
Total covered travel days and trip conditions apply.
The policy wording lists specified total travel-day options.
Choose the option that matches your travel frequency.
Eligible emergency medical expenses are covered up to the selected limit.
Verify the selected sum insured and exclusions.
Baggage-related benefits may apply where included in the schedule.
Sub-limits, reporting duties and exclusions may apply.
Assistance and other travel benefits depend on the purchased option.
Confirm the exact assistance services in the policy wording.
Any additional cover is subject to availability and the selected policy.
Verify availability before purchase.
Conditions or treatments that the policy clearly says it will not cover.
Insurer
ICICI Lombard plans and claim process
It is intended for eligible international travellers making multiple trips during a policy period, subject to the selected option.
The policy period and covered travel days are stated in the policy schedule. Total covered days and trip conditions apply.
The policy may permit multiple trips, but travel-day limits and other conditions still apply.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official ICICI Lombard website before purchasing.
Official Website
icicilombard.com
Visit the official ICICI Lombard website for plan brochures, premium quotes and policy services.
The aforementioned ratios have been averaged over three years (FY24-FY26)
Medical benefits depend on the selected sum insured, applicable terms and exclusions.
The premium depends on traveller details, destination and the selected option. Request a current quote.
Refer to the policy wording and the schedule issued for your selected plan.