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TATA AIG Third-Party Two-Wheeler Insurance is designed to cover the policyholder’s eligible legal liability towards third parties arising from the use of an insured motorcycle or scooter. Depending on applicable law and policy terms, this can include liability for third-party bodily injury, death and property damage. It is a liability-only policy and does not cover accidental damage to or theft of the insured two-wheeler. Premiums depend on vehicle specifications, engine capacity, policy duration and applicable statutory rates. Review the policy schedule and wording to understand the applicable limits, conditions and exclusions.
Covers eligible third-party liabilities; damage to your own two-wheeler is not covered
Third-party two-wheeler insurance is intended to help vehicle owners meet the applicable legal requirement for motor liability insurance. Its primary purpose is protection against eligible third-party claims, not repair or replacement of the insured bike or scooter. Before purchasing, confirm the registration and engine details, policy duration, premium and liability provisions. If you also need protection against accidental damage, fire or theft involving your own vehicle, compare an appropriate comprehensive policy or standalone own-damage cover alongside a valid third-party policy.
Tata AIG
Key Insights
Founded
2001
Tata AIG was established 25 years ago and has built strong credibility over time, backed by its long-standing presence in the market.
Claims Experience
97.2% CSR, calculated as a 3-year average
Tata AIG settles 97.2% of all claims it receives, demonstrating strong credibility.
Contact Details
1800 266 7780
Headquarters: 6th, 7th, and 8th Floor, Romell Tech Park, Cama Industrial Estate, Goregaon, Mumbai, Maharashtra – 400063
Provides cover for eligible legal liability arising from bodily injury caused to a third party through use of the insured two-wheeler.
Subject to policy wording, claim assessment and applicable law.
Covers eligible legal liability arising from third-party death in an accident involving the insured vehicle.
Compensation is determined under applicable law and the relevant claim process.
Provides cover for eligible legal liability for damage caused to third-party property.
Applicable limits and conditions are governed by the policy and law.
Helps protect the insured against covered third-party claims arising from use of the insured motorcycle or scooter.
The incident must fall within the policy terms and conditions.
Provides third-party liability insurance intended to satisfy the applicable legal requirement for the insured vehicle.
Maintain valid cover and verify the policy schedule and vehicle details.
Conditions or treatments that the policy clearly says it will not cover.
Insurer
Tata AIG plans and claim process
It covers eligible legal liabilities towards third parties for bodily injury, death and property damage arising from use of the insured vehicle, subject to applicable law and policy terms.
No. Third-party-only insurance does not cover accidental damage to or theft of your own two-wheeler. Consider suitable own-damage cover for those risks.
Premium depends on factors including engine capacity, vehicle category, policy duration and applicable statutory rates. Check the insurer’s current quote for the payable amount.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official Tata AIG website before purchasing.
Official Website
tataaig.com
Visit the official Tata AIG website for plan brochures, premium quotes and policy services.
The aforementioned ratios have been averaged over three years (FY24-FY26)
Two-wheelers used on public roads generally need valid third-party liability insurance under Indian motor vehicle law. Confirm the requirements applicable to your vehicle and circumstances.
If you also need protection for your own vehicle against covered damage or theft, compare a comprehensive policy. Review its premium, cover, exclusions and policy terms before deciding.