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TATA AIG Third-Party Car Insurance is designed to cover the policyholder’s legal liability towards third parties arising from an insured car accident, subject to the applicable policy wording and law. Covered liabilities may include compensation for third-party bodily injury or death and eligible third-party property damage. This is a liability-only policy: it does not pay for accidental damage to the insured car or theft of the insured car. The premium depends on the vehicle details and applicable regulatory rates. Review the policy schedule and wording before purchasing to understand the exact limits, conditions and exclusions.
Covers eligible third-party liabilities; damage to your own car is not covered
A third-party policy is intended to meet the legal liability insurance requirement for using a car on public roads in India. Its key benefit is financial protection against eligible third-party claims, rather than repairs to your own vehicle. Owners should distinguish it from a comprehensive policy, which can combine third-party liability with own-damage cover. Confirm the applicable premium, vehicle details, liability limits and policy period in the insurer’s quote and policy documents. A third-party-only policy may not be suitable for someone who also needs protection against damage to or theft of their own car.
Tata AIG
Key Insights
Founded
2001
Tata AIG was established 25 years ago and has built strong credibility over time, backed by its long-standing presence in the market.
Claims Experience
97.2% CSR, calculated as a 3-year average
Tata AIG settles 97.2% of all claims it receives, demonstrating strong credibility.
Contact Details
1800 266 7780
Headquarters: 6th, 7th, and 8th Floor, Romell Tech Park, Cama Industrial Estate, Goregaon, Mumbai, Maharashtra – 400063
Provides cover for eligible legal liability arising from bodily injury caused to a third party by the insured vehicle.
Subject to policy wording, liability assessment and applicable law.
Covers eligible legal liability for third-party death arising from an insured vehicle accident.
Compensation is determined under applicable law and the relevant claim process.
Provides cover for eligible legal liability for damage caused to third-party property.
Applicable limits, conditions and exclusions are governed by the policy and law.
Helps protect the insured against covered third-party claims arising from use of the insured car.
The incident must fall within the policy terms and conditions.
Provides third-party liability insurance intended to satisfy the applicable legal requirement for the insured vehicle.
Keep the policy active and verify the policy schedule and vehicle details.
Conditions or treatments that the policy clearly says it will not cover.
Insurer
Tata AIG plans and claim process
It covers eligible legal liabilities towards third parties for bodily injury, death and property damage arising from an insured car accident, subject to applicable law and policy terms.
No. Third-party-only insurance does not cover accidental damage to or theft of your own car. You would need suitable own-damage cover for those risks.
The premium depends on factors including the vehicle category, engine capacity and applicable statutory rates. Check the insurer’s current quote for the payable amount.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official Tata AIG website before purchasing.
Official Website
tataaig.com
Visit the official Tata AIG website for plan brochures, premium quotes and policy services.
The aforementioned ratios have been averaged over three years (FY24-FY26)
Motor vehicles used on public roads generally need valid third-party liability insurance under Indian motor vehicle law. Confirm the requirements applicable to your vehicle and circumstances.
Yes. You can compare a comprehensive policy if you also want own-damage protection. Check the policy schedule, exclusions, add-ons and premium before deciding.