Loading...
Loading...
TATA AIG Comprehensive Car Insurance is offered under its Auto Secure Private Car Package Policy. It combines protection for eligible damage to the insured car with third-party liability cover, subject to the issued policy terms. Covered events may include accidental damage, theft, fire, specified natural calamities and certain man-made events. The policy can also offer optional add-ons for additional protection. Actual benefits, limits, deductibles and exclusions depend on the policy schedule and selected covers.
Auto Secure Private Car Package Policy with optional add-ons
Comprehensive insurance is worth evaluating when you want protection for both your own vehicle and covered third-party liabilities. TATA AIG lists optional covers such as Zero Depreciation, Return to Invoice, Engine Secure, Roadside Assistance, Consumables Cover and No Claim Bonus Protection, subject to availability and conditions. Compare the insured declared value, compulsory deductible, garage network, claim procedure and add-on prices before buying. The final premium depends on vehicle details, location, IDV, claim history and chosen cover. Review the official policy wording to understand claim limits and exclusions.
Tata AIG
Key Insights
Founded
2001
Tata AIG was established 25 years ago and has built strong credibility over time, backed by its long-standing presence in the market.
Claims Experience
97.2% CSR, calculated as a 3-year average
Tata AIG settles 97.2% of all claims it receives, demonstrating strong credibility.
Contact Details
1800 266 7780
Headquarters: 6th, 7th, and 8th Floor, Romell Tech Park, Cama Industrial Estate, Goregaon, Mumbai, Maharashtra – 400063
Covers eligible accidental loss or damage to the insured car, subject to the policy wording.
Deductibles, claim assessment and exclusions apply.
Eligible theft or total loss may be settled according to the insured declared value and applicable policy conditions.
Settlement depends on documentation, investigation and policy terms.
Covers eligible vehicle damage arising from covered fire or explosion events.
Refer to the policy wording for conditions and exclusions.
Specified events such as floods, earthquakes, riots and malicious damage may be covered under the policy.
The event must fall within the policy coverage.
Provides cover for eligible legal liability arising from third-party injury, death or property damage caused by the insured vehicle.
Subject to applicable law and policy terms.
An optional cover that can reduce depreciation deductions on eligible replaced parts during an approved claim.
Availability, limits and claim conditions apply; confirm inclusion in the quote.
An optional assistance cover for eligible roadside breakdown and emergency support services.
Services and limits depend on the selected add-on wording.
Conditions or treatments that the policy clearly says it will not cover.
Insurer
Tata AIG plans and claim process
It combines own-damage cover for eligible losses with third-party liability protection. Accidents, theft, fire and specified natural or man-made events may be covered, subject to policy terms.
Yes, the policy includes third-party liability protection, subject to applicable law, coverage limits and policy conditions.
The premium depends on the vehicle, location, insured declared value, applicable rates, claim history and selected add-ons. Check the current insurer quote for the actual price.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official Tata AIG website before purchasing.
Official Website
tataaig.com
Visit the official Tata AIG website for plan brochures, premium quotes and policy services.
The aforementioned ratios have been averaged over three years (FY24-FY26)
An optional cover for specified engine-related damage where included in the policy.
Covered causes, limits and exclusions apply.
TATA AIG lists options such as Zero Depreciation, Return to Invoice, Engine Secure, Roadside Assistance, Consumables Cover and No Claim Bonus Protection. Availability and conditions vary; confirm the options offered in your quote.
Cashless repairs may be available at eligible network garages, subject to claim approval and policy conditions. Confirm the current garage network and process with TATA AIG.