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HDFC ERGO Brand New Two-Wheeler Insurance is a listing for insurance options suitable for a newly purchased motorcycle or scooter. Depending on the selected policy structure, cover may include third-party liability and own-damage protection, either together or under separate policy sections. The actual policy tenure, insured vehicle details, deductibles, covered events and add-ons are determined by the issued policy schedule and wording.
Insurance options for a newly purchased bike or scooter
When insuring a new bike or scooter, verify the required third-party cover and the tenure of each policy section. Review the vehicle details, applicable premium, insured declared value where relevant, claim conditions and available add-ons. This listing describes insurance options for new two-wheelers; it does not imply that every policy includes identical benefits or tenure.
HDFC ERGO
Key Insights
Founded
2002
HDFC ERGO was established 24 years ago and has built strong credibility over time, backed by its long-standing presence in the market.
Claims Experience
98.5% CSR, calculated as a 3-year average
HDFC ERGO settles 98.5% of all claims it receives, demonstrating strong credibility.
Contact Details
1800-2677-444
Headquarters: 6th Floor, Leela Business Park, Andheri - Kurla Rd, Marol, Andheri East, Mumbai, Maharashtra – 400059
Intended for buyers arranging insurance for an eligible newly purchased bike or scooter.
Insurer eligibility and documentation rules apply.
Third-party liability protection is included according to the policy structure actually issued.
Check the policy schedule and tenure.
Own-damage cover protects against insured vehicle damage when included in the selected policy.
Confirm that own-damage cover is included.
The vehicle value used for relevant own-damage claims is determined under the applicable policy terms.
Review the IDV where applicable.
Eligible claims are handled according to the insurer claim process and policy conditions.
Cashless service and approval conditions may apply.
May reduce depreciation deductions on eligible replaced parts for covered claims.
Optional; confirm availability and eligibility.
May provide assistance for eligible roadside breakdown situations.
Optional; services and limits depend on the add-on.
Conditions or treatments that the policy clearly says it will not cover.
Insurer
HDFC ERGO plans and claim process
It refers to insurance arranged for a newly purchased bike or scooter. Actual cover depends on the policy selected and issued.
Third-party motor insurance is generally legally required for a two-wheeler used on public roads in India. Confirm the applicable policy tenure at purchase.
Accidental damage to your own bike is covered only when an applicable own-damage section is included and the claim meets policy conditions.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official HDFC ERGO website before purchasing.
Official Website
hdfcergo.com
Visit the official HDFC ERGO website for plan brochures, premium quotes and policy services.
The aforementioned ratios have been averaged over three years (FY24-FY26)
May cover specified engine damage under defined conditions if offered for the vehicle.
Verify current availability and exclusions.
The premium depends on the vehicle, engine capacity, location, policy tenure and selected covers. Obtain a current quote for the exact amount.
It may be available for eligible vehicles and policies. Confirm the current terms and eligibility with HDFC ERGO.