Loading...
Loading...
HDFC ERGO Motor Insurance stands as one of India's most trusted brands, securing millions of vehicle owners for over two decades since 2002.It offers a versatile range of customized plans, including comprehensive coverages, standalone own-damage protections, and mandatory third-party liability policies.
9 plans available — compare coverage, premium, and key features.
Combined protection for your car and third-party liabilities
Key Features
Step-by-step claim process for HDFC ERGO.
Call the toll-free 022 6234 6234 / 0120 6234 6234, WhatsApp 8169 500 500, or use the HDFC ERGO app to report the claim.
A surveyor inspects the vehicle damage and provides a repair cost estimate.
Get the vehicle repaired at any of HDFC ERGO's 9,000+ cashless network garages, or a garage of choice for reimbursement.
HDFC ERGO settles the bill directly with the network garage for cashless claims, or reimburses the policyholder after submitting invoices.
Excellent claim settlement ratio, extensive garage network, and strong coverage options make HDFC ERGO our top overall recommendation.
Yes, through a large network of cashless garages.
Yes, policies can be purchased and renewed online.
Yes, it is available as an add-on.
Yes, roadside assistance can be added to eligible policies.
Yes, engine protection is available as an optional add-on covering damages due to water ingression or oil leakage.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official HDFC ERGO website before purchasing.
Liability protection for covered third-party claims
Key Features
Protection for covered damage to your own car
Key Features
Insurance options for newly purchased cars
Key Features
Combined protection for your two-wheeler and third-party liabilities
Key Features
Liability protection for covered third-party claims
Key Features
Protection for covered damage to your own two-wheeler
Key Features
Insurance options for a newly purchased bike or scooter
Key Features
Longer-term insurance options for eligible two-wheelers
Key Features