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HDFC ERGO offers one of the largest cashless garage networks in India along with strong claim settlement performance and comprehensive add-on options.
3 plans available — compare coverage, premium, and key features.
Balanced protection
Key Features
Legal requirement
Key Features
Maximum protection
Key Features
Step-by-step claim process for HDFC ERGO Motor Insurance.
Call the toll-free 022 6234 6234 / 0120 6234 6234, WhatsApp 8169 500 500, or use the HDFC ERGO app to report the claim.
A surveyor inspects the vehicle damage and provides a repair cost estimate.
Get the vehicle repaired at any of HDFC ERGO's 9,000+ cashless network garages, or a garage of choice for reimbursement.
HDFC ERGO settles the bill directly with the network garage for cashless claims, or reimburses the policyholder after submitting invoices.
Excellent claim settlement ratio, extensive garage network, and strong coverage options make HDFC ERGO our top overall recommendation.
Yes, through a large network of cashless garages.
Yes, policies can be purchased and renewed online.
Yes, it is available as an add-on.
Yes, roadside assistance can be added to eligible policies.
Yes, engine protection is available as an optional add-on covering damages due to water ingression or oil leakage.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official HDFC ERGO Motor Insurance website before purchasing.