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HDFC ERGO Brand New Car Insurance is a listing for insurance options suitable for a newly purchased car. Depending on the policy selected, protection may combine third-party liability and own-damage cover, or these covers may be issued separately. The actual policy tenure, insured declared value, covered events, deductibles and add-ons are determined by the insurer quote and policy schedule.
Insurance options for newly purchased cars
When insuring a new car, confirm whether the quote includes the legally required long-term third-party cover and the selected own-damage tenure. Check the vehicle details, IDV, deductibles, cashless repair network, add-on eligibility and claim conditions. This listing is a new-car insurance option, not a guarantee that every new-car policy has identical benefits or tenure.
HDFC ERGO
Key Insights
Founded
2002
HDFC ERGO was established 24 years ago and has built strong credibility over time, backed by its long-standing presence in the market.
Claims Experience
98.5% CSR, calculated as a 3-year average
HDFC ERGO settles 98.5% of all claims it receives, demonstrating strong credibility.
Contact Details
1800-2677-444
Headquarters: 6th Floor, Leela Business Park, Andheri - Kurla Rd, Marol, Andheri East, Mumbai, Maharashtra – 400059
Designed for buyers arranging insurance for a newly purchased eligible car.
Eligibility and documentation requirements apply.
Third-party liability protection is included according to the policy structure selected and issued.
Check policy tenure and schedule.
Own-damage cover protects against insured vehicle damage when included in the selected policy.
Confirm the own-damage policy and tenure.
The vehicle value used for relevant own-damage claims is determined according to the policy terms.
Review the IDV in the quote and schedule.
Eligible repairs may be handled through the insurer claim process and available network garages.
Cashless service and approval conditions apply.
May reduce depreciation deductions on eligible replaced parts for covered claims.
Optional; availability and eligibility must be confirmed.
May cover specified engine or gearbox damage under defined conditions.
Check current availability and exclusions.
Conditions or treatments that the policy clearly says it will not cover.
Insurer
HDFC ERGO plans and claim process
It refers to insurance arranged for a newly purchased car. The issued policy may include third-party and own-damage sections depending on the selected structure.
Yes. A car used on public roads in India generally needs valid third-party motor insurance. Confirm the applicable tenure and documents at purchase.
Accidental damage to your own car is covered only when an applicable own-damage section is included and the claim meets policy conditions.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official HDFC ERGO website before purchasing.
Official Website
hdfcergo.com
Visit the official HDFC ERGO website for plan brochures, premium quotes and policy services.
The aforementioned ratios have been averaged over three years (FY24-FY26)
May provide assistance for eligible roadside breakdown situations.
Optional; services and limits depend on the policy.
The premium depends on the vehicle, registration location, IDV, policy tenure and selected covers. Obtain a current quote for the exact amount.
It may be available for eligible vehicles and policies. Confirm the current add-on terms and eligibility with HDFC ERGO.