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Tata AIA Wealth Pro is a unit-linked life insurance wealth plan designed to combine life cover with investment exposure through market-linked funds. The official product page highlights multiple fund choices, loyalty additions and flexibility to pay premiums in a single payment or over a limited period. The applicable life cover, premium requirements, policy term, maturity benefits and eligibility conditions depend on the current product terms and selected policy configuration. Investment performance is market-linked, so the final fund value is not guaranteed. The active product-status list identifies UIN 110L111V05. Before purchasing, review the current policy brochure, benefit illustration, charges and policy wording.
Build wealth through market-linked funds with life insurance protection
Wealth Pro may be relevant to buyers who want to combine life insurance with medium- to long-term market-linked investing. Multiple fund options can help policyholders select an investment approach aligned with their risk tolerance, while loyalty additions may enhance policy value when the stated conditions are met. However, fund values can fluctuate and charges affect the amount accumulated. Buyers should compare the policy's death benefit, premium-payment period, fund choices, loyalty-addition conditions, discontinuance rules and surrender provisions before committing. Single-pay and limited-pay availability does not mean every option is suitable for every applicant. Ask Tata AIA for a personalised benefit illustration and assess the policy using the prescribed assumptions rather than treating illustrated returns as guaranteed.
Tata AIA
Key Insights
Founded
2001
Tata AIA was established 25 years ago and has built strong credibility over time, backed by its long-standing presence in the market.
Claims Experience
99.1% CSR, calculated as a 3-year average
Tata AIA settles 99.1% of all claims it receives, demonstrating strong credibility.
Contact Details
1860-266-9966
Headquarters: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai – 400013, Maharashtra, India
Provides life insurance benefits according to the policy contract and policy schedule.
Check the selected policy configuration for the applicable death-benefit calculation.
The accumulated fund value depends on the performance of eligible investment funds.
Investment returns are not guaranteed.
Allows investment through fund choices specified in the current product documents.
Fund availability and switching conditions apply.
The official page describes single-pay and limited-pay premium options.
Confirm available options and minimum premium with the insurer.
Additional policy value may be provided when the relevant conditions are satisfied.
Check the current policy wording for applicable conditions.
Additional protection may be available only if a compatible rider is offered and selected.
Confirm current rider availability, eligibility, exclusions and additional cost with Tata AIA.
Conditions or treatments that the policy clearly says it will not cover.
Insurer
Tata AIA plans and claim process
Tata AIA Wealth Pro is a market-linked life insurance wealth plan that combines life cover with investment exposure through eligible funds.
No. Investment performance and fund value depend on market movements and applicable charges. Illustrations should not be treated as guaranteed returns.
The official product page describes single-pay and limited-pay options. The available choices and minimum premium should be confirmed in a current personalised quotation.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official Tata AIA website before purchasing.
Official Website
tataaia.com
Visit the official Tata AIA website for plan brochures, premium quotes and policy services.
The aforementioned ratios have been averaged over three years (FY24-FY26)
The plan offers multiple fund options. The available funds, switching rules and charges are governed by the current policy documents.
Loyalty additions are additional policy benefits described by the insurer and are subject to the conditions specified in the policy documents.
The maturity benefit is determined according to the policy terms and applicable fund value. It is not a guaranteed fixed amount unless expressly specified in the contract.
The consequences depend on the premium-payment option, timing and policy conditions. Check the discontinuance and surrender rules before stopping payments.
The applicable life cover depends on the selected policy configuration and the policy schedule. Request a personalised quotation to confirm the available cover.
Tax treatment depends on prevailing tax laws and the policyholder meeting applicable requirements. Consult a qualified tax professional for personal advice.