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Tata AIA Fortune Guarantee Plus is a savings-oriented individual life insurance product. It combines life insurance protection with benefits determined by the policy option selected by the customer. The actual benefits, premium-payment term, policy term and payout structure should be confirmed from the current official brochure and personalised benefit illustration before purchase. The product should be assessed as a life insurance savings policy, not as a substitute for a pure term insurance policy or standalone health insurance.
Savings-oriented life insurance plan with benefits determined by the selected option and policy terms.
When assessing Fortune Guarantee Plus, review the selected policy option, premium-payment term, policy term, timing of any guaranteed benefits, death benefit and surrender conditions. Compare the total premiums payable with the amounts and dates shown in the official benefit illustration. Do not compare policies only by adding up future payouts, because the timing of cash flows matters. Premiums and eligibility can vary by age, underwriting and selected benefits. Confirm the latest product version, applicable UIN, exclusions and all contractual conditions with Tata AIA before publishing specific numerical claims.
Tata AIA
Key Insights
Founded
2001
Tata AIA was established 25 years ago and has built strong credibility over time, backed by its long-standing presence in the market.
Claims Experience
99.1% CSR, calculated as a 3-year average
Tata AIA settles 99.1% of all claims it receives, demonstrating strong credibility.
Contact Details
1860-266-9966
Headquarters: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai – 400013, Maharashtra, India
Life insurance protection is provided subject to the issued policy terms.
Review the applicable death-benefit conditions.
The plan combines life insurance with savings benefits under the selected option.
Confirm the actual benefits in the current illustration.
Benefits and payout structures depend on the option selected.
Check availability in the current brochure.
Premium-payment choices are governed by the current product rules.
Eligibility and terms may vary.
The official illustration explains applicable benefits and their timing.
Use the personalised illustration before making a decision.
Any optional benefits must be verified against the current official brochure.
Do not assume an optional benefit is included in every variant.
Conditions or treatments that the policy clearly says it will not cover.
Insurer
Tata AIA plans and claim process
It is an individual life insurance savings product. Benefits and payout structures depend on the selected option and the issued policy terms.
The applicable minimum premium depends on the selected option and premium-payment mode. Check the current official brochure or request a personalised quote from Tata AIA.
The plan provides life insurance protection subject to the conditions and benefits of the issued policy.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official Tata AIA website before purchasing.
Official Website
tataaia.com
Visit the official Tata AIA website for plan brochures, premium quotes and policy services.
The aforementioned ratios have been averaged over three years (FY24-FY26)
The benefits that are guaranteed, if applicable to the selected option, are defined in the official product documents and benefit illustration. Review those documents before purchasing.
Available premium-payment choices depend on the selected option and the current product rules. Confirm the choices in the official brochure.
Surrender is subject to the policy conditions and applicable surrender-value rules. The amount payable may be lower than the premiums paid.
No. A savings-oriented life insurance policy should not be treated as a substitute for standalone health insurance.
Review the latest official brochure, personalised benefit illustration and policy wording from Tata AIA before purchasing.
Use the official Tata AIA product page and confirm the current UIN and sale status with the insurer.