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With ICICI Lombard health insurance, you can avail cashless hospitalisation across India at a hospital of your choice.
ICICI Lombard uses AI-powered claim processing with approvals in under 2 hours at network hospitals. Their IL TakeCare app provides a seamless digital experience for policy management and claims.
11 plans available — compare coverage, premium, and key features.
Resets the sum insured up to 100%, unlimited times in a policy year (not on the first claim), with optional add-ons like Jumpstart and Infinite Care
Key Features
Step-by-step claim process for ICICI Lombard.
Open the IL TakeCare app and tap "Raise Claim" — or call 1800-2666 (toll-free). For planned hospitalisation, notify 48 hours in advance.
ICICI Lombard's AI system processes your pre-auth request. Approval in under 2 hours at network hospitals — fastest in the industry.
ICICI Lombard settles directly with the hospital. Track claim status live on the IL TakeCare app.
Upload all documents on the app within 30 days. ICICI Lombard processes reimbursements in 7–10 working days.
ICICI Lombard's AI-powered claim process is the fastest in the industry. If you value speed and technology, this is your pick.
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ICICI Lombard uses AI to process cashless pre-authorisation in under 2 hours at network hospitals — the fastest in the Indian health insurance industry.
ICICI Lombard has a claim settlement ratio of 86% — second only to HDFC ERGO among private health insurers.
Yes — the Complete Health Insurance plan covers mental health treatment including psychiatry consultations and hospitalisation.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official ICICI Lombard website before purchasing.
Super top-up with flexible deductible options
Key Features
Elevate base cover and an Activate Booster super top-up bought together, for protection up to ₹1 crore
Key Features
Starts at ₹1 crore, with unlimited sum insured options
Key Features
Wellness rewards and preventive care with optional critical illness cover
Key Features
Gym access, mental health sessions and monthly reward points
Key Features
Built for 56+ with a co-payment that can be reduced for extra premium
Key Features
Pays a fixed benefit for listed infectious diseases, not actual bills
Key Features
IRDAI standard product with the same core terms across insurers
Key Features
Accidental death and disability cover with optional hospitalisation expenses
Key Features
IRDAI standard personal accident policy with uniform cover across insurers
Key Features
ICICI Lombard has 10,700+ cashless network hospitals across India. You can find the nearest network hospital on the IL TakeCare app.
Yes — the IL TakeCare app allows you to manage your policy, raise claims, find network hospitals, and track claim status — all from your phone.