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Best for Fast Cashless Claims
ICICI Lombard uses AI-powered claim processing with approvals in under 2 hours at network hospitals. Their iHealth app provides a seamless digital experience for policy management and claims.
3 plans available — compare coverage, premium, and key features.
AI-powered cashless claim approval in under 2 hours at network hospitals — fastest in the industry.
Key Features
Covers OPD, maternity, and mental health — one of the most comprehensive plans from a general insurer.
No co-pay for senior citizens — rare feature in senior citizen plans.
Step-by-step claim process for ICICI Lombard Health Insurance.
Open the iHealth app and tap "Raise Claim" — or call 1800-2666 (toll-free). For planned hospitalisation, notify 48 hours in advance.
ICICI Lombard's AI system processes your pre-auth request. Approval in under 2 hours at network hospitals — fastest in the industry.
ICICI Lombard settles directly with the hospital. Track claim status live on the iHealth app.
Upload all documents on the app within 30 days. ICICI Lombard processes reimbursements in 7–10 working days.
ICICI Lombard's AI-powered claim process is the fastest in the industry. If you value speed and technology, this is your pick.
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ICICI Lombard uses AI to process cashless pre-authorisation in under 2 hours at network hospitals — the fastest in the Indian health insurance industry.
ICICI Lombard has a claim settlement ratio of 97.4% — second only to HDFC ERGO among private health insurers.
Yes — the Complete Health Insurance plan covers mental health treatment including psychiatry consultations and hospitalisation.
ICICI Lombard has 10,700+ cashless network hospitals across India. You can find the nearest network hospital on the iHealth app.
Yes — the iHealth app allows you to manage your policy, raise claims, find network hospitals, and track claim status — all from your phone.
Disclaimer: Premium amounts are indicative and may vary based on age, health, and plan selected. Claim settlement ratios are from IRDAI Annual Reports. Finzony is not an insurance broker or agent. Verify all details on the official ICICI Lombard Health Insurance website before purchasing.
Key Features
Key Features